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My Transunion score seems stuck!

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smile90000
New Contributor

My Transunion score seems stuck!

I finally hit the 800 club this morning! Yepee! I purchased the 3- score monitoring months ago, but my Transunion score hasn't updated ever! I've paid off balances and even opened up a new account, but the update date hasn't moved. And the score hasn't moved. Wouldn't bother me much BUT having 802, 797 and....Transunion's low 678 is bothering me. Is it possibly updated and I'm not seeing it. Will creditors see an updated score? Any advice? Oh! And many thanks to everyone who helped me reach the 800 club!
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: My Transunion score seems stuck!

If it's updated, yes, creditors will see it. My TU was not moving in my 3B monitoring, but was moving just fine in the scores provided by Barclays and Discover. Do you have a Barclays card or a Discover? Both provide a TU Fico 08 score.

Message 2 of 7
gdale6
Moderator Emeritus

Re: My Transunion score seems stuck!


@smile90000 wrote:
I finally hit the 800 club this morning! Yepee! I purchased the 3- score monitoring months ago, but my Transunion score hasn't updated ever! I've paid off balances and even opened up a new account, but the update date hasn't moved. And the score hasn't moved. Wouldn't bother me much BUT having 802, 797 and....Transunion's low 678 is bothering me. Is it possibly updated and I'm not seeing it. Will creditors see an updated score? Any advice? Oh! And many thanks to everyone who helped me reach the 800 club!

Sweet, grats and welcome to the 800 club Smiley Happy

 

If you are referring to scorewatch here is info on what will /not trigger an update

http://myfico.custhelp.com/app/answers/detail/a_id/463/kw/3-bureau%20monitoring/session/L3RpbWUvMTQx...

Message 3 of 7
Anonymous
Not applicable

Re: My Transunion score seems stuck!


@gdale6 wrote:

@smile90000 wrote:
I finally hit the 800 club this morning! Yepee! I purchased the 3- score monitoring months ago, but my Transunion score hasn't updated ever! I've paid off balances and even opened up a new account, but the update date hasn't moved. And the score hasn't moved. Wouldn't bother me much BUT having 802, 797 and....Transunion's low 678 is bothering me. Is it possibly updated and I'm not seeing it. Will creditors see an updated score? Any advice? Oh! And many thanks to everyone who helped me reach the 800 club!

Sweet, grats and welcome to the 800 club Smiley Happy

 

If you are referring to scorewatch here is info on what will /not trigger an update

http://myfico.custhelp.com/app/answers/detail/a_id/463/kw/3-bureau%20monitoring/session/L3RpbWUvMTQx...


Says that a new account is a trigger for TU. When my Quicksilver was added last month it triggered an update for EX and EQ. Nothing for TU, and I know it was added to TU at the same time.

Message 4 of 7
smile90000
New Contributor

Re: My Transunion score seems stuck!

Unfortunately, I do not have a Discover card or Barclays. I've opened up an account, paid off two balances and the Transunion just never moves. The update is months old. I feel like they should call it 2-Score monitoring, instead of 3-Score monitoring. Smiley LOL

Message 5 of 7
smile90000
New Contributor

Re: My Transunion score seems stuck!

My Transunion score finally moved. It took three months but it moved...and it moved up over 30 points! Yepee!

Message 6 of 7
gdale6
Moderator Emeritus

Re: My Transunion score seems stuck!


@smile90000 wrote:

My Transunion score finally moved. It took three months but it moved...and it moved up over 30 points! Yepee!


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Message 7 of 7
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