So after dropping my util to under 1% and my fico 8 going to 700 on Equifax. Figured my fico 4 is about 660.
I decided to give navy federal another try on the line of credit. Approved for full 15000.
I opened my membership with nfcu April 1, 2015. Applied then for cloc Denied and recon denied. Scores about 630 at the time.
Today approved instantly. No documents required.
|Total Credit: $240,100||Credit Utilization: 1%||AAoA: 5 years, 7 months||Installments: Car Lease, Marcus Loan||Negatives: 0|
Didn't HV to provide poi I guess I should HV said. Sorry bout that terror. They sending me everything in mail to sign or I may just go by branch and sign. I've got one about an hour away.
Congrats on your approval. Working to improve your score did the trick.
I was turned down for a CLOC in December. I had a Public Record on my report. I got an EE from TU in February. Last month they graduated my secured CC to unsecured.
It first you don't succeed try, try, again.