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@babbles wrote:for those of us who have NavyFed accounts, every month we've been able to view our monthly FICO 8 equifax score but now with their new dashboard, they've changed to ADVANTAGE SCORE visibility, any spectulation on why they may have changed? if we apply for a product today, they wouldn't use that score anyway, far as I know they use FICO scores
Nice dashboard though!
Received a denial letter from Navy for an application submitted 12/07/21. It cited Transunion "CreditVision*Link" score as the one used in their decision. No mention of Fico score or internal Navy score. Not sure if they are now using this trended data score or not. Haven't seen anyone else mention it in the forum.
Logged into my NFCU app to find out that they changed from FICO to Vantagescore. Why!!? Anyone have the same thing?
On both my IOS app, and my Chrome browser show the same EQ FICO Score 9.
I thought the same thing at first but it still shows my FICO 9 when I click on my credit card account in the iOS App. The Vantage 3.0 score is accessible from the dashboard screen. Hopefully they continue to keep the free FICO 9 Score.
I noticed the same thing this morning! It switched to Transunion's vantage score. Nobody wants to see that over their FICO score.
Just a PSA reminder about Navy EQ FICO9 / VS 3.0 Score(s) from upthread>> "HERE"
Today I got an email that looks legit but I'm concerned it's spam. It was sent from:
transunion@em-tuci.transunion.com With the subject line mission credit confidence...(it was a wordy subject line and forgot what it said and I deleted the mash) and the body of the message mentioned navy mission credit confidence and "no major changes to report" but with a link to show me my current score. I never signed up for this service and I don't like that (if this is a legit email) that is is not coming form Nfcu. I don't want transunion emailing me. Or a fake company trying to scam me.
Did anyone else get this email? Is it legit? The sender @Anonymous-tuci.transunion.com seems scammy to me.
The TransUnion Vantage 3.0 score is for members WITHOUT credit cards to have some insight on their credit profile. Members with credit cards will continue to receive the FICO 9 based on Equifax data to my understanding.
I do have a cc with them. And still have access to the real fico score.
main concern is the email. Makes me wonder if Nfcu knows that they gave transunion my email address without my permission. Or if Nfcu itself got hacked (not my accounts but the actual company of navy federal)and they haven't revealed to us yet that they been hacked so a fake company trying to look like it's a legit email from transunion.
did you get this email?
Thanks @M_Smart007 it has been driving me crazy to log in thru a web browser to see the Fico score, I never noticed the link in the credit card section. yay!