Negative deleted

[Anonymous]

My Fico Score decreased 40 points last month for a new collection account, This item was disputed and deleted 3 days ago, but my score hasn't budged. Does it usually take a while??

[Anonymous]

Did you pull a new report/score after the removal? Or are you waiting for a SW alert? SW alerts are usually a few days behind.

[Anonymous]

I got an email from Equifax with results from my dispute and it was deleted, when I pulled the report from credit check total it was off. I haven't received any notifications from scorewatch.A few weeks back I had 3 medical bills deleted and haven't got any alerts from that either.

[Junejer]

Maybe I missed it, but did you check your actual FICO score? I see you checked CCT though.

[Anonymous]

No. I just assumed they would alert me if the score changed. My score is 540 and SW is set at 540. Am I doing this right or do I need to change something?

[Junejer]

Sorry about the delay Carla. The snow has had me out the box for a few days. Yes, you are doing this correctly. Keep pushing.

[Anonymous]

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CARLA82 wrote:

No. I just assumed they would alert me if the score changed. My score is 540 and SW is set at 540. Am I doing this right or do I need to change something?

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I could be wrong, but it was my understanding that in order to trigger an alert when you score changed, you must have your target score set at least 1 point higher than your current score.

Disregard.

Message Edited by sidewinder on 12-23-2008 12:35 PM