New to Fico forums.

[Anonymous]

I'm new to the Fico forum as of today. I purchased the 3 credit report product and now feeling overwhelmed. So many inaccuracies! Where do I start?

[Anonymous]

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@Anonymous wrote:

I'm new to the Fico forum as of today. I purchased the 3 credit report product and now feeling overwhelmed. So many inaccuracies! Where do I start?

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Welcome to the forums.  As for inaccuracies you would have to be more specific what you are talking about.  MyFico doesn't put information on your reports as that is done by the creditors you have and it's something that you have to work out with the 3 credit reporting agencies that contain the inaccuracies.  Nonetheless people here are great about providing guidance if you can be more specific.

[takeshi74]

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@Anonymous wrote:

Where do I start?

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For most items you start with the dispute process with each of the CRA's directly.

However, for derogs you'll want to carefully research how to approach them as in some cases you can make things worse.  If you have derogs that you need to address then hit the Rebuilding subforum.

[Anonymous]

I will try to be more specific, bare with me. This is a example of one of my trade lines.
EQ. TU. EX
Co name. Walmart. Walmart. Bright water
Acc #. Blank. Xxxxxxxx. 6033xxxxxx
Date opened. July 11. July11. Jun13

Bright water is the collection company who has the account now. Is it correct how this is being reported by experian?