No one offers TU FICO 8 daily updates?

[ItsPaulS]

I can't seem to find a paid service that offers TransUnion FICO 8 daily updates. 

I signed up for MYFiCO Advanced plan which only updates once a month, not daily like Experian. 

Anyone know a solution for this? 

[FicoMike0]

None that I know of. I get a free tu fico8 from huntington, but only updates once a month. 

[FireMedic1]

No where really. Transunion does have daily Vantage scores. Oh Boy!

https://www.transunion.com/?atvy=%7B%22258139%22%3A%22Experience+B%22%7D 

[ItsPaulS]

 Credit Karma seems to be the best for that with the same useless Vantage score 

[JoeRockhead]

Just curious as to why it's so important for you to have daily updates? Scores change when there's either a time related threshold that has been crossed, or there has been relevant information reported to the bureaus significant enough to warrant a change in scores. Things such as reported balances over/under certain thresholds, adverse information reported/removed, ageing thresholds, number of accounts with balances, etc...

Scores are generated based on what's in a person's reports at the time the report is pulled. If what is in one's report hasn't changed, there will be no change in scores. 

[SouthJamaica]

---

@ItsPaulS wrote:

I can't seem to find a paid service that offers TransUnion FICO 8 daily updates. 

I signed up for MYFiCO Advanced plan which only updates once a month, not daily like Experian. 

Anyone know a solution for this? 

---

Since you have a paid MyFICO plan, you are getting updates  -- in the Alerts -- of your TU FICO 8 on a pretty frequent basis.

[ItsPaulS]

---

@SouthJamaica wrote:

---

@ItsPaulS wrote:

I can't seem to find a paid service that offers TransUnion FICO 8 daily updates. 

I signed up for MYFiCO Advanced plan which only updates once a month, not daily like Experian. 

Anyone know a solution for this? 

---

Since you have a paid MyFICO plan, you are getting updates  -- in the Alerts -- of your TU FICO 8 on a pretty frequent basis.

---

I got the service on 11/15/24, I've had 3 updates to my tranelines, not one update since 11/15/24

[SouthJamaica]

---

@ItsPaulS wrote:

---

@SouthJamaica wrote:

---

@ItsPaulS wrote:

I can't seem to find a paid service that offers TransUnion FICO 8 daily updates. 

I signed up for MYFiCO Advanced plan which only updates once a month, not daily like Experian. 

Anyone know a solution for this? 

---

Since you have a paid MyFICO plan, you are getting updates  -- in the Alerts -- of your TU FICO 8 on a pretty frequent basis.

---

I got the service on 11/15/24, I've had 3 updates to my tranelines, not one update since 11/15/24

---

That could be because no alertable event occurred. They update when an alertable event occurs, usually with a couple of days delay, and when they do they tack on the current FICO 8 score from the bureau to which the alert refers.  So within a couple of days from an alertable event in your TU report, you would get an alert with your then current TU FICO 8 score.

It's not real time, but it's not ancient either.

[ItsPaulS]

---

@SouthJamaica wrote:

---

@ItsPaulS wrote:

---

@SouthJamaica wrote:

---

@ItsPaulS wrote:

I can't seem to find a paid service that offers TransUnion FICO 8 daily updates. 

I signed up for MYFiCO Advanced plan which only updates once a month, not daily like Experian. 

Anyone know a solution for this? 

---

Since you have a paid MyFICO plan, you are getting updates  -- in the Alerts -- of your TU FICO 8 on a pretty frequent basis.

---

I got the service on 11/15/24, I've had 3 updates to my tranelines, not one update since 11/15/24

---

That could be because no alertable event occurred. They update when an alertable event occurs, usually with a couple of days delay, and when they do they tack on the current FICO 8 score from the bureau to which the alert refers.  So within a couple of days from an alertable event in your TU report, you would get an alert with your then current TU FICO 8 score.

It's not real time, but it's not ancient either.

---

As you wrote this I got an alert. 2 other events have not been updated on Equifax and have not been updated on TU through MyFICO. 

The staff at MyFICO is definitely clueless. 3 people will give you 3 different answers.