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I can't seem to find a paid service that offers TransUnion FICO 8 daily updates.
I signed up for MYFiCO Advanced plan which only updates once a month, not daily like Experian.
Anyone know a solution for this?
None that I know of. I get a free tu fico8 from huntington, but only updates once a month.
No where really. Transunion does have daily Vantage scores. Oh Boy!
https://www.transunion.com/?atvy=%7B%22258139%22%3A%22Experience+B%22%7D
Credit Karma seems to be the best for that with the same useless Vantage score
Just curious as to why it's so important for you to have daily updates? Scores change when there's either a time related threshold that has been crossed, or there has been relevant information reported to the bureaus significant enough to warrant a change in scores. Things such as reported balances over/under certain thresholds, adverse information reported/removed, ageing thresholds, number of accounts with balances, etc...
Scores are generated based on what's in a person's reports at the time the report is pulled. If what is in one's report hasn't changed, there will be no change in scores.
@ItsPaulS wrote:I can't seem to find a paid service that offers TransUnion FICO 8 daily updates.
I signed up for MYFiCO Advanced plan which only updates once a month, not daily like Experian.
Anyone know a solution for this?
Since you have a paid MyFICO plan, you are getting updates -- in the Alerts -- of your TU FICO 8 on a pretty frequent basis.
@SouthJamaica wrote:
@ItsPaulS wrote:I can't seem to find a paid service that offers TransUnion FICO 8 daily updates.
I signed up for MYFiCO Advanced plan which only updates once a month, not daily like Experian.
Anyone know a solution for this?
Since you have a paid MyFICO plan, you are getting updates -- in the Alerts -- of your TU FICO 8 on a pretty frequent basis.
I got the service on 11/15/24, I've had 3 updates to my tranelines, not one update since 11/15/24
@ItsPaulS wrote:
@SouthJamaica wrote:
@ItsPaulS wrote:I can't seem to find a paid service that offers TransUnion FICO 8 daily updates.
I signed up for MYFiCO Advanced plan which only updates once a month, not daily like Experian.
Anyone know a solution for this?
Since you have a paid MyFICO plan, you are getting updates -- in the Alerts -- of your TU FICO 8 on a pretty frequent basis.
I got the service on 11/15/24, I've had 3 updates to my tranelines, not one update since 11/15/24
That could be because no alertable event occurred. They update when an alertable event occurs, usually with a couple of days delay, and when they do they tack on the current FICO 8 score from the bureau to which the alert refers. So within a couple of days from an alertable event in your TU report, you would get an alert with your then current TU FICO 8 score.
It's not real time, but it's not ancient either.
@SouthJamaica wrote:
@ItsPaulS wrote:
@SouthJamaica wrote:
@ItsPaulS wrote:I can't seem to find a paid service that offers TransUnion FICO 8 daily updates.
I signed up for MYFiCO Advanced plan which only updates once a month, not daily like Experian.
Anyone know a solution for this?
Since you have a paid MyFICO plan, you are getting updates -- in the Alerts -- of your TU FICO 8 on a pretty frequent basis.
I got the service on 11/15/24, I've had 3 updates to my tranelines, not one update since 11/15/24
That could be because no alertable event occurred. They update when an alertable event occurs, usually with a couple of days delay, and when they do they tack on the current FICO 8 score from the bureau to which the alert refers. So within a couple of days from an alertable event in your TU report, you would get an alert with your then current TU FICO 8 score.
It's not real time, but it's not ancient either.
As you wrote this I got an alert. 2 other events have not been updated on Equifax and have not been updated on TU through MyFICO.
The staff at MyFICO is definitely clueless. 3 people will give you 3 different answers.