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Noticed US Bank cardholder since date incorrect after checking grad status

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Waldemar
Regular Contributor
‎06-02-2023 11:54 AM
‎06-02-2023 11:54 AM

Noticed US Bank cardholder since date incorrect after checking grad status

After reading a post here, I decided to look and see when my two secured cards are up for review and noticed one of my cards has the cardholder since date off by a few months. Is anyone else seeing something similar? My Platinum Secured Card was opened in July 2021, but it shows as January 2022, over 12 months for review anyway, but it does bug the crap out of me. My Cash+ Secured Card was opened in November 2021, and it shows correctly as a cardholder since November 2021. I will wait to contact US Bank so as not to mess up any chances of graduating, but if they do or don't after June, I will contact them and inquire.

Screenshot 2023-06-02 at 3.01.25 PM.pngScreenshot 2023-06-02 at 2.52.59 PM.png

Credit Cards

Amazon Prime Store Card: $10,000 | Apple Card MC: $5,500 | Best Buy Visa: $3,000 | BCU Cash Rewards Visa Sig: $40,000 | BCU Travel Rewards Visa Sig: $15,000 | Bread Cashback AmEx: $18,500 | Bread Rewards AmEx: $11,650 | Capital One Kohls Visa Sig: $4,750 | Capital One Quicksilver WEMC: $3,000 | Capital One SavorOne WEMC: $25,000 | Express Credit Card: $4,050 | Famous Footwear Credit Card: $1,650 | FNBO Platinum Visa: $950 | Helzberg Diamonds Card: $6,000 | IKEA Projekt Credit Card: $6,600 | Macy’s Amex $9,000 | PayPal Cashback WMC: $20,000 | Sam’s Club Plus WEMC: $20,000 | Suncoast CU Rewards Platinum Visa: $10,000 | Target RedCard: $1,200 | Toyota Rewards Credit Card: $10,000 | Toyota Rewards Visa Sig: $9,000 | Truist Enjoy Cash Visa Sig: $8,000 | US Bank Cash+ Secured Visa: $500 | US Bank Platinum Secured Visa: $500 | US Bank Smartly Visa Sig: $10,000 | WF One Key+ WEMC: $9,000

BCU Unsecured LOC 5k

BCU Auto Loan $17,059.00

Rebuilding since June 2021.
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AndySoCal
Senior Contributor
‎06-04-2023 05:54 PM
‎06-04-2023 05:54 PM

Re: Noticed US Bank cardholder since date incorrect after checking grad status

@Waldemar  What the screen shot is a secured credit card opened in 7/2021. I presume the Platinum card is not a securred card which should have is own reporting.

FIC Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 807 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banking: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO US Bank Wells Fargo
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Waldemar
Regular Contributor
‎06-04-2023 06:10 PM
‎06-04-2023 06:10 PM

Re: Noticed US Bank cardholder since date incorrect after checking grad status

@Anonymous It is a secured card. Opened in July 2021, but somehow, US Bank shows it as Jan 2022 when I click on "Track Credit" to check on the status of the upgrade eligibility. It shouldn't affect my upgrade or graduation, but the error got my attention.

Credit Cards

Amazon Prime Store Card: $10,000 | Apple Card MC: $5,500 | Best Buy Visa: $3,000 | BCU Cash Rewards Visa Sig: $40,000 | BCU Travel Rewards Visa Sig: $15,000 | Bread Cashback AmEx: $18,500 | Bread Rewards AmEx: $11,650 | Capital One Kohls Visa Sig: $4,750 | Capital One Quicksilver WEMC: $3,000 | Capital One SavorOne WEMC: $25,000 | Express Credit Card: $4,050 | Famous Footwear Credit Card: $1,650 | FNBO Platinum Visa: $950 | Helzberg Diamonds Card: $6,000 | IKEA Projekt Credit Card: $6,600 | Macy’s Amex $9,000 | PayPal Cashback WMC: $20,000 | Sam’s Club Plus WEMC: $20,000 | Suncoast CU Rewards Platinum Visa: $10,000 | Target RedCard: $1,200 | Toyota Rewards Credit Card: $10,000 | Toyota Rewards Visa Sig: $9,000 | Truist Enjoy Cash Visa Sig: $8,000 | US Bank Cash+ Secured Visa: $500 | US Bank Platinum Secured Visa: $500 | US Bank Smartly Visa Sig: $10,000 | WF One Key+ WEMC: $9,000

BCU Unsecured LOC 5k

BCU Auto Loan $17,059.00

Rebuilding since June 2021.
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PayAndProsper
Regular Contributor
‎06-04-2023 08:50 PM
‎06-04-2023 08:50 PM

Re: Noticed US Bank cardholder since date incorrect after checking grad status

@Waldemar That is interesting. I have not seen this before, myself. Do make sure to let us know if the review results in them unsecuring your card, though, please. Good luck!


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