Old problems...What should I do???

[Anonymous]

Alright, here's the deal... When I was younger I had a few "issues" with understanding the concept of paying back the money I borrowed. I have a few collections from back in 2000. I have never made a payment to any of the creditors since then. My middle score is now a 682. Should I pay off the debts or will they fall off my report soon?

[Anonymous]

They should be falling off soon - LEAVE THEM ALONE!!!!     If some of the accounts that will fall off are old and you don't have any positive credit older than they are, don't be surprised if you see a drop in score - been down that road.

[Tuscani]

Yes.. Do not wake the giant!