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10-15-2007
01:34 PM
10-15-2007
01:34 PM
PFD Acceptance!
I just received my second PFD acceptance
! Here's what their response stated:

We represent the above referenced client in collection services for the referred account. If payment in full is received in our office by 10/26/07, we will agree to delete this from your credit report, otherwise we will mark it as a paid collection. Please mail your payment to:
Signed by CA representative
BTW - this is for a hospital co-pay of $100, date of service 04/03/05, still within SOL
Two down, but still a lot of work to do. I'm sending payment (CMRRR) today and will pull my scores again on the 20th. Hopefully, with these PFDs and a few GWs I've sent, my scores will be on the rise. Wish me luck.
Cathleen
10/22/07 (FICO) EQ 544 EX 520 TU 518
03/04/08 (FICO) EQ 606 EX 599 TU 601
04/24/08 (FICO) EQ 600 EX 580 TU 608
06/02/15 (FICO) EQ 578 EX 561 TU 589
03/04/08 (FICO) EQ 606 EX 599 TU 601
04/24/08 (FICO) EQ 600 EX 580 TU 608
06/02/15 (FICO) EQ 578 EX 561 TU 589
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8 REPLIES 8

Anonymous
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10-15-2007
01:40 PM
10-15-2007
01:40 PM
Re: PFD Acceptance!
That's great news, WTG!! 

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Anonymous
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10-15-2007
01:47 PM
10-15-2007
01:47 PM
Re: PFD Acceptance!
I highlighted the "between the lines" sentence
azsassycat wrote:I just received my second PFD acceptance! Here's what their response stated:
We represent the above referenced client in collection services for the referred account. If payment in full is received in our office by 10/26/07, we will agree to delete this from your credit report, otherwise we will mark it as a paid collection. Please mail your payment to:

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10-15-2007
01:51 PM
10-15-2007
01:51 PM
Re: PFD Acceptance!
Scrambling-
I think the highlighted section means I have to pay the $100 on or before 10/26/07 or they will not be willing to delete from the CRA . . . is my thinking wrong on this?
EDIT: Does the "otherwise we will mark it as a paid collection" mean they don't have to delete even though they stated "we will agree to delete this from your credit report"?I'd appreciate anyone's thoughts on this - I'll hold my payment until I'm more sure of their intentions. Thanks!
Message Edited by azsassycat on 10-15-2007 02:33 PM
10/22/07 (FICO) EQ 544 EX 520 TU 518
03/04/08 (FICO) EQ 606 EX 599 TU 601
04/24/08 (FICO) EQ 600 EX 580 TU 608
06/02/15 (FICO) EQ 578 EX 561 TU 589
03/04/08 (FICO) EQ 606 EX 599 TU 601
04/24/08 (FICO) EQ 600 EX 580 TU 608
06/02/15 (FICO) EQ 578 EX 561 TU 589
Message 4 of 9
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Kudos

Anonymous
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10-15-2007
02:42 PM
10-15-2007
02:42 PM
Re: PFD Acceptance!
Congrats sassy! WTG! The system, she does work!

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10-15-2007
02:44 PM
10-15-2007
02:44 PM
Re: PFD Acceptance!
Nice
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
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10-15-2007
03:39 PM
10-15-2007
03:39 PM
Re: PFD Acceptance!
I received a response from a PFD similiar to yours and they did delete....
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10-15-2007
03:47 PM
10-15-2007
03:47 PM
Re: PFD Acceptance!
As long as they delete . . .
I'll get the $$$ in the mail today.
10/22/07 (FICO) EQ 544 EX 520 TU 518
03/04/08 (FICO) EQ 606 EX 599 TU 601
04/24/08 (FICO) EQ 600 EX 580 TU 608
06/02/15 (FICO) EQ 578 EX 561 TU 589
03/04/08 (FICO) EQ 606 EX 599 TU 601
04/24/08 (FICO) EQ 600 EX 580 TU 608
06/02/15 (FICO) EQ 578 EX 561 TU 589
Message 8 of 9
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Kudos
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10-15-2007
05:02 PM
10-15-2007
05:02 PM
Re: PFD Acceptance!
It's the "we will agree to" part that worries me...Agreeing to delete and deleting are not the same thing...
...but maybe I'm just being paranoid. 

Wisdom doesn't automatically come with old age. Nothing does - except wrinkles. It's true, some wines improve with age... but only if the grapes were good in the first place.
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