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PFD Acceptance!

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azsassycat
Frequent Contributor

PFD Acceptance!

I just received my second PFD acceptance Smiley Very Happy !  Here's what their response stated:
 
We represent the above referenced client in collection services for the referred account.  If payment in full is received in our office by 10/26/07, we will agree to delete this from your credit report, otherwise we will mark it as a paid collection.  Please mail your payment to:
 
Signed by CA representative
 
BTW - this is for a hospital co-pay of $100, date of service 04/03/05, still within SOL
 
Two down, but still a lot of work to do.  I'm sending payment (CMRRR) today and will pull my scores again on the 20th.  Hopefully, with these PFDs and a few GWs I've sent, my scores will be on the rise.  Wish me luck.
 
Cathleen
10/22/07 (FICO) EQ 544 EX 520 TU 518
03/04/08 (FICO) EQ 606 EX 599 TU 601
04/24/08 (FICO) EQ 600 EX 580 TU 608
06/02/15 (FICO) EQ 578 EX 561 TU 589
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: PFD Acceptance!

That's great news, WTG!! Smiley Very Happy
Message 2 of 9
Anonymous
Not applicable

Re: PFD Acceptance!



azsassycat wrote:
I just received my second PFD acceptance Smiley Very Happy !  Here's what their response stated:
 
We represent the above referenced client in collection services for the referred account.  If payment in full is received in our office by 10/26/07, we will agree to delete this from your credit report, otherwise we will mark it as a paid collection.  Please mail your payment to:
 
 
 


I highlighted the "between the lines" sentenceSmiley Indifferent
Message 3 of 9
azsassycat
Frequent Contributor

Re: PFD Acceptance!

Scrambling-
 
I think the highlighted section means I have to pay the $100 on or before 10/26/07 or they will not be willing to delete from the CRA . . . is my thinking wrong on this?
 
EDIT:  Does the "otherwise we will mark it as a paid collection" mean they don't have to delete even though they stated "we will agree to delete this from your credit report"?
 
I'd appreciate anyone's thoughts on this - I'll hold my payment until I'm more sure of their intentions.  Thanks!
 
 
 
 


Message Edited by azsassycat on 10-15-2007 02:33 PM
10/22/07 (FICO) EQ 544 EX 520 TU 518
03/04/08 (FICO) EQ 606 EX 599 TU 601
04/24/08 (FICO) EQ 600 EX 580 TU 608
06/02/15 (FICO) EQ 578 EX 561 TU 589
Message 4 of 9
Anonymous
Not applicable

Re: PFD Acceptance!

Congrats sassy! WTG! The system, she does work! Smiley Happy
Message 5 of 9
MidnightVoice
Super Contributor

Re: PFD Acceptance!

Nice
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 6 of 9
Anonymous
Not applicable

Re: PFD Acceptance!

I received a response from a PFD similiar to yours and they did delete....
Message 7 of 9
azsassycat
Frequent Contributor

Re: PFD Acceptance!

As long as they delete . . .
 
I'll get the $$$ in the mail today.
10/22/07 (FICO) EQ 544 EX 520 TU 518
03/04/08 (FICO) EQ 606 EX 599 TU 601
04/24/08 (FICO) EQ 600 EX 580 TU 608
06/02/15 (FICO) EQ 578 EX 561 TU 589
Message 8 of 9
Anonymous
Not applicable

Re: PFD Acceptance!

It's the "we will agree to" part that worries me...Agreeing to delete and deleting are not the same thing...
 
...but maybe I'm just being paranoid. Smiley Indifferent
Message 9 of 9
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