PFD Denied

[Anonymous]

ok so I sent my first PFD and they sent me a letter back saying that they will report it as PAID but not take it off my file due to its accuracy. What is my next step here? Pay it?

Message Edited by crylyann on 03-27-2008 10:17 AM

[Anonymous]

If this is a CA   did you DV first?    what is the DOFD and your SOL?

[Anonymous]

It was with a utility company its the OC and they validated the debt already. I am not sure the DOFD but it says the account was closed on 07/18/2003. 

[Anonymous]

Look at you CR  TU and EX   for something like  *will remain on CR until  month/year*

This is the date that it will drop off and will be at least 7 years from DOFD   

Also If you disputed with the CRAs  send them the OC letter  CMRRR      they must answer it after they verify with CRAs........you can look at the record & get the DOFD  DOLA

What is your state SOL?

When past SOL you have more power.

[Anonymous]

It says it will stay on there till 04/10. There are no collection agencies involved its on my report by the original creditor. Its for PG&E which is a utility company???? Should I send them a PFD begging letter?