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I am a little tardy on reporting this but 2-3 weeks ago I was approved for the Penfed Platinum Signature VISA for $33k thanks to Baller's Penfed thread. A few days later, Penfed sent me a survey to fill out on my experience. I gave them rave reviews. They asked if I was interested in any additional Penfed products. Of course, I checked off another VISA and the PLOC. Well a couple days go by and I get a phone call from a number in NY. I was expecting another call so I answered. It was a Penfed branch manager in NY who was responding to my survey inquiry on additional products. He asked if I was interested in any and I told him I would like to get the PLOC. He asked how much? I told him $25k expecting they would counter offer. He said he would personally speak with an LO and call me back before the end of the day. He called back within a half hour and told me I was APPROVED for the FULL $25k!!!
I was thrilled to get in with Penfed with a CC and the PLOC and even more thrilled with the CL's they gave me. I do make > $100k so I think that helped.
Moral of the story, spend a few minutes and fill out the survey. It will pay you dividends....
That's awesome! Congrats!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
@NYFan63 wrote:I am a little tardy on reporting this but 2-3 weeks ago I was approved for the Penfed Platinum Signature VISA for $33k thanks to Baller's Penfed thread. A few days later, Penfed sent me a survey to fill out on my experience. I gave them rave reviews. They asked if I was interested in any additional Penfed products. Of course, I checked off another VISA and the PLOC. Well a couple days go by and I get a phone call from a number in NY. I was expecting another call so I answered. It was a Penfed branch manager in NY who was responding to my survey inquiry on additional products. He asked if I was interested in any and I told him I would like to get the PLOC. He asked how much? I told him $25k expecting they would counter offer. He said he would personally speak with an LO and call me back before the end of the day. He called back within a half hour and told me I was APPROVED for the FULL $25k!!!
I was thrilled to get in with Penfed with a CC and the PLOC and even more thrilled with the CL's they gave me. I do make > $100k so I think that helped.
Moral of the story, spend a few minutes and fill out the survey. It will pay you dividends....
Congrats!!!!!
Considering what's happening now, did they ask you for paystubs or tax documents?
@NYFan63 wrote:I am a little tardy on reporting this but 2-3 weeks ago I was approved for the Penfed Platinum Signature VISA for $33k thanks to Baller's Penfed thread. A few days later, Penfed sent me a survey to fill out on my experience. I gave them rave reviews. They asked if I was interested in any additional Penfed products. Of course, I checked off another VISA and the PLOC. Well a couple days go by and I get a phone call from a number in NY. I was expecting another call so I answered. It was a Penfed branch manager in NY who was responding to my survey inquiry on additional products. He asked if I was interested in any and I told him I would like to get the PLOC. He asked how much? I told him $25k expecting they would counter offer. He said he would personally speak with an LO and call me back before the end of the day. He called back within a half hour and told me I was APPROVED for the FULL $25k!!!
I was thrilled to get in with Penfed with a CC and the PLOC and even more thrilled with the CL's they gave me. I do make > $100k so I think that helped.
Moral of the story, spend a few minutes and fill out the survey. It will pay you dividends....
Congrats on this. I didn't know they went this high. Could you share the rate they gave you?
@Anonymous wrote:
@NYFan63 wrote:I am a little tardy on reporting this but 2-3 weeks ago I was approved for the Penfed Platinum Signature VISA for $33k thanks to Baller's Penfed thread. A few days later, Penfed sent me a survey to fill out on my experience. I gave them rave reviews. They asked if I was interested in any additional Penfed products. Of course, I checked off another VISA and the PLOC. Well a couple days go by and I get a phone call from a number in NY. I was expecting another call so I answered. It was a Penfed branch manager in NY who was responding to my survey inquiry on additional products. He asked if I was interested in any and I told him I would like to get the PLOC. He asked how much? I told him $25k expecting they would counter offer. He said he would personally speak with an LO and call me back before the end of the day. He called back within a half hour and told me I was APPROVED for the FULL $25k!!!
I was thrilled to get in with Penfed with a CC and the PLOC and even more thrilled with the CL's they gave me. I do make > $100k so I think that helped.
Moral of the story, spend a few minutes and fill out the survey. It will pay you dividends....
Congrats!!!!!
Considering what's happening now, did they ask you for paystubs or tax documents?
Designer - no they did not ask for paystubs or tax docs. If I remember correctly, I was approved late May/early June.
@Grafton88 wrote:
@NYFan63 wrote:I am a little tardy on reporting this but 2-3 weeks ago I was approved for the Penfed Platinum Signature VISA for $33k thanks to Baller's Penfed thread. A few days later, Penfed sent me a survey to fill out on my experience. I gave them rave reviews. They asked if I was interested in any additional Penfed products. Of course, I checked off another VISA and the PLOC. Well a couple days go by and I get a phone call from a number in NY. I was expecting another call so I answered. It was a Penfed branch manager in NY who was responding to my survey inquiry on additional products. He asked if I was interested in any and I told him I would like to get the PLOC. He asked how much? I told him $25k expecting they would counter offer. He said he would personally speak with an LO and call me back before the end of the day. He called back within a half hour and told me I was APPROVED for the FULL $25k!!!
I was thrilled to get in with Penfed with a CC and the PLOC and even more thrilled with the CL's they gave me. I do make > $100k so I think that helped.
Moral of the story, spend a few minutes and fill out the survey. It will pay you dividends....
Congrats on this. I didn't know they went this high. Could you share the rate they gave you?
Grafton - I got 10.5% on the PLOC