cancel
Showing results for 
Search instead for 
Did you mean: 

Piggybacking score bump, any ideas?

tag
Anonymous
Not applicable

Piggybacking score bump, any ideas?

I will have a Chase MasterCard added to my bureaus in a few days. It's a ten year old account, $18,000 credit limit, very small balance, zero lates. Anybody out there got an idea of what this trade line might do for my scores? Are we talking 10, 20, 30 or more points? Sure would like to know! (and no, I didn't "purchase" this trade line from one of THOSE companies)
Message 1 of 3
2 REPLIES 2
fused
Moderator Emeritus

Re: Piggybacking score bump, any ideas?



CreditHawk wrote:
I will have a Chase MasterCard added to my bureaus in a few days. It's a ten year old account, $18,000 credit limit, very small balance, zero lates. Anybody out there got an idea of what this trade line might do for my scores? Are we talking 10, 20, 30 or more points? Sure would like to know! (and no, I didn't "purchase" this trade line from one of THOSE companies)

Don't have an exact number and nobody can give an exact number.  But if I were betting I would say a lot higher than 20 points.  This is based on my personal experience and that of a few others.  Just remember in Sept you will lose what you are about to gain.Smiley Sad 
Message 2 of 3
Bruiser
Regular Contributor

Re: Piggybacking score bump, any ideas?

Depends on what is already on your report. Mine varied,.
I got +50 points on Equifax from a card similiar to yours.
+15 from Experian
TransUnion still hasn't posted.
BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.