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@Anonymous wrote:CHANGESa single month statement is NOT valid --=- does not meet the burden of proof under federal regulations and federal caselaw.3. You will drop this and stop reporting and pursuing this collection account ---- 3. You will purge this account from all of your business records.4. You agree to never sell or trade this debt from this day forward as it is a fictitious debt.
jschaffer wrote:As for the person who said that I might want to remove the stuff that sounds "half" professional, such as the word "stupid." I'm not a lawyer, I want them to see the personal side of it, because it is personal to me.Federal judges don't care. Very Joe Friday-esqe. Just the facts.
I want them to know that I'm livid.They don't care. It's of no relevance. They only care if they believe you're gonna sue 'em and win.I want them to know I'm angry and know my rights and that I am FULLY prepared to fight them in court and sue for everything I can. I'm so sick and tired of these companies using illegal tactics, and trampling our rights to coerce and intimidate people into paying them money.You'll probably need a lawyer when going into court. Local courts you can do pro se, but once you're into the federal system, then you'll want representation. If the lawyer thinks there's a case, they'll be interested in representing you. If there's a violation there, then there's money to be made by them, and you.
jschaffer wrote:
I see... so what happens if I already mailed it off after Lady_Scarlets first suggestions? (In other words, it still has "stupid" and "incompetence" in it)????
@Anonymous wrote:
@jschaffer wrote:
I see... so what happens if I already mailed it off after Lady_Scarlets first suggestions? (In other words, it still has "stupid" and "incompetence" in it)????Well, unless you're willing to hijack a USPS trailer, I suspect you'll soon find out.
jschaffer wrote:Well, is there a huge chance now that they'll just laugh and tell me to FOAD?If they do it in writing, and spell it out rather than abbreviate, it's probably a solid violation--FOAD that is.Or is there a greater chance they'll take me seriously even though that stuff is in there?
Hard to say. All depends. I mean it's not a violation of law or anything for you to be snippy with them, and I daresay if they remain hardheads and go to court, a decent attorney could mitigate it, assuming anything came of it.Your honor, I think this is but an example of the frustration my client felt in trying to settle this matter in good faith.