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Question About My Score

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Juan123
Established Contributor

Re: Question About My Score

i see i see... that is true, it'd be helpful seeing a daily report with new payment history..... would i have to pay for each myfico pull i wanted? because then they're like $17 >_<


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


Take the FICO Fitness Challenge

Long way to go ^_^
Message 11 of 13
llecs
Moderator Emeritus

Re: Question About My Score


@Juan123 wrote:

i see i see... that is true, it'd be helpful seeing a daily report with new payment history..... would i have to pay for each myfico pull i wanted? because then they're like $17 >_<



In your mind, treat the reports seperately from the score. If you pulled a new EQ and TU FICO daily, you'd spend $1,200 per month in new reports. Smiley Surprised. What many of us do is subscribe to a CMS (credit monitoring service). The previous poster mentioned a couple. These services offer you a chance to pull all 3 reports (not just the two) and will give you an idea of what accounts are reporting, where the inquiries are appearing, and where your balances are at. Most of these CMSs offer scores, but NONE of the 3-in-1 reports out there offer FICO scores. So, ignore the scores and advice, but certainly take advantage of it for the report content. There are some CMSs that allow you to only pull 4x/year, one-time per month, some 2x/month, and some daily. Check out the CMS Guide stickied in this board for more information.

Message 12 of 13
Juan123
Established Contributor

Re: Question About My Score

maybe i should re-open the equifax complete advantage i had and couple that with a myfico quarterly score.


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


Take the FICO Fitness Challenge

Long way to go ^_^
Message 13 of 13
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