In 2018 I have I was a victim of Identity theft in which someone who I knew used my info to open a few cards and was stupid enough to use there address in Dallas, Texas. I live in New York. So it was rather easy to dispute the accounts in which they were removed. At the same rate, all 3 Bureaus added a Fraud statement to my file, therefore anytime my info was used to open a new line of credit I would have to be contacted at the phone number prior to any creditor moving forward. So my question is ... Should I remove the Fraud Alert, granted it has done it jobs where as nothing will get processed with out the phone call. I now have so many other services which will send me an email as well as a text the moment I attempt to process an application which I love. I do hate though, that the phone call and all the extra verification in order to move forward, with the most recent incident being with AMEX when I added my parents as Additional Card holders on the AMEX account I currently have which required another HP for AMEX to see what number to call me at. I am debating just removing the statements from all 3 files in which if/when someone ever tried to open an account in my name i would be alerted immediately and to avoid additional HPs being initiated in the event I need to make a change I wont be subjected to an additional inquiry. Has anyone removed the statement and regretted it ?
