@Anonymous wrote:
So on my signature line I have 7 Experian hps but 3 of them were on the same day when getting my auto loan and I've heard if multiple inquirys made on the same day for different types of loans like home and auto they will be looked at as 1 is this true? When I look at my score on my Experian app my inquirys say 7 but when I look at my score on discovers website I only have 4 what do you guys think thank you.
FICO allows for rate shopping. Those inquiries should be combined into 1 for scoring purposes but they will not be removed from your report because they were combined for scoring purposes. You'll still have 7 inquiries. Inquiries become unscorable after 1 year but they will remain on your reports for 2 years.
I don't use the free Disco Scorecard but if I had to guess then maybe it is slow to update? How long ago were those inquiries made?
