Question on Collection Accounts

[Anonymous]

About 6 months ago I paid off a few medical collections and noticed they fell off my CR almost immidiately with EX and EQ. Yesterday I pulled my TU CR and noticed they are paid $0 balance but all of them are on Transunion.

Is there nothing I can do but wait for 7 years for TU to knock this crap off even though EQ and EX removed it already for whatever reason?

[Anonymous]

dispute it with TU   see if it drops

[fused]

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Glitche wrote:

About 6 months ago I paid off a few medical collections and noticed they fell off my CR almost immidiately with EX and EQ. Yesterday I pulled my TU CR and noticed they are paid $0 balance but all of them are on Transunion.

Is there nothing I can do but wait for 7 years for TU to knock this crap off even though EQ and EX removed it already for whatever reason?

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How old are these collections on TU?

[Anonymous]

Here is the TU data from the report I pulled on privacymatters.com

Collection: CBCS
Original Creditor:
MED1 02
Neurosurgery INC
Account #: 3503168****
HIGH Balance: 4920
Date Opened: 06/17/2003
Date Reported: 06/09/2007
Balance: 0
Condition: 05/24/2007
Responsibility: Individual

Collection: United Trade
Original Creditor:
MED1 02 Kettering
Anesthesia Assoc Inc
Account #: 186**
HIGH Balance: 500
Date Opened: 09/20/2002
Date Reported: 05/10/2007
Balance: 0
Condition: 03/06/2007
Responsibility: Individual

Collection: United Trade
Original Creditor:
MED1 Kettering
Anesthesia Assoc Inc
Account #: 1963**
HIGH Balance: 800
Date Opened: 09/01/2002
Date Reported: 04/01/2007
Balance: 0
Condition: 03/01/2007
Responsibility: Individual

Now that I look at this a little more, I paid $500 towards the $800 and they said it would be considered PIF. It appears that they made the balance 0 and opened up another collections account with the $500 balance and made it 0 balance as well.

So really I should only have the first and third collections. The second one is what I paid towards the third. I checked and my original account # was 1963** so where they came up with the second one (186**) I don't know. WTH

Message Edited by Glitche on 09-26-2007 12:13 PM

[fused]

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HappyDays wrote:

dispute it with TU   see if it drops

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Ethics!!!

[SmartCookie]

Hey there Glitche,

Pretty neat that they dropped off the other CRs they were reported on.  I don't know how or why either.  I would dispute the $500 collection and GW the other two.

[Anonymous]

FUSE,  ethics???  I only read 1st post...I figured if it was off 2 CBs  the creditor deleted them.Or he PFD

[Anonymous]

Thanks for the info.

I didn't PFD. They just simply.. disappeared from EQ and EX.

I think I will dispute the $500 and maybe GW the other 2.

Or should I feel balsy and dispute all? Hell, what could it hurt right?

Only thing is, WTH do I say?

Message Edited by Glitche on 09-26-2007 01:25 PM

[fused]

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Glitche wrote:

Thanks for the info.

I didn't PFD. They just simply.. disappeared from EQ and EX.

I think I will dispute the $500 and maybe GW the other 2.

Or should I feel balsy and dispute all? Hell, what could it hurt right?

Only thing is, WTH do I say?

Message Edited by Glitche on 09-26-2007 01:25 PM

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If the debt is yours, why are you going to dispute it? Under what grounds? I wouldn't dispute a collection that is mine.

[SmartCookie]

According to OP, the $500 is a dup.  They split that balance off when it was settled as paid for less than full.