Rate of Score Drop After BK

[Anonymous]

Two questions.  Due to a lenders unwillingness to modify my mortgage, I was forced to file BK13 a week ago.  Out of morbid curiosity, I'll be checking my FICO score periodically.  My score naturally dropped immediately upon filing (between 30 and 50 points depending on credit agency to the mid to upper 500's).  My question is, will my score continue to drop as time goes on or has the worst already occured?

My second question has to do with my wife's credit cards.  She is not a party to the BK.  Can she add me as a second cardholder (not co-signer or co-responsible party) on her credit cards or will the card issuer note my BK and cause problems?  Thanks in advance.

[recoverychick]

It could drop a little more as your other accounts change status to included in bankruptcy.  Mine did.  Hang in there.  There's light at the end of the tunnel.  I'm proof.