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Removal of hard inquiries from the Experian Credit Report

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Wavester64
Valued Contributor

Re: Removal of hard inquiries from the Experian Credit Report


@Trudy wrote:

For Experian only it is the 1st Saturday of the new month (25th month) when they remove inquiries.  My 6/12/18 INQ was removed on 7/4.  The only time it will be removed the 2nd Saturday is when the 1st falls on a Saturday.  My 1/5/18 INQ fell off 2/8 instead of 2/1.

 

For those who had a 7/2018 INQ you should have already experienced the 2nd Saturday removal due to 8/1 being a Saturday.


I came back to look for this today remembering there was a system with Experian and today should have seen my July 26, 2019 and my August 3 2019 inquiries scroll off, but they didn't, so I guess its not absolute all the time. If I recall this is the first time it didn't scroll off as expected. Oh well. Smiley Frustrated






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Message 21 of 23
Trudy
Valued Contributor

Re: Removal of hard inquiries from the Experian Credit Report

Interesting.  Although Aug 2019 would not come off until Sept 2021, it may be possible the 1st of the month concept is the weekend instead of just Saturday and your July 2019 will fall off on the 14th since the 1st was on Sunday.?.  Or, it's not as we expectedSmiley Happy

FICO - 8: 05/05/23
Message 22 of 23
cashorcharge
Community Leader
Super Contributor

Re: Removal of hard inquiries from the Experian Credit Report


@Wavester64 wrote:

@Trudy wrote:

For Experian only it is the 1st Saturday of the new month (25th month) when they remove inquiries.  My 6/12/18 INQ was removed on 7/4.  The only time it will be removed the 2nd Saturday is when the 1st falls on a Saturday.  My 1/5/18 INQ fell off 2/8 instead of 2/1.

 

For those who had a 7/2018 INQ you should have already experienced the 2nd Saturday removal due to 8/1 being a Saturday.


I came back to look for this today remembering there was a system with Experian and today should have seen my July 26, 2019 and my August 3 2019 inquiries scroll off, but they didn't, so I guess its not absolute all the time. If I recall this is the first time it didn't scroll off as expected. Oh well. Smiley Frustrated


@Wavester64 

Your July 26 should have fallen off today. Your August 3 2019 will/should fall off on Saturday, September 4th. 

FWIW, as a DP, I had some July 2019 INQ's fall off today, right on schedule.  

Message 23 of 23
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