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Sending DV to Palisades...quick question

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Anonymous
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Sending DV to Palisades...quick question

What is the best way to word the first sentence if I saw the reporting on my credit reports and not because a letter was sent to me?
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Anonymous
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Re: Sending DV to Palisades...quick question

something like
 
This letter is being sent to you because during a recent review of my personal credit report I noticed an account that is being reported by your company.
 
or
 
During a recent review of my personal credit report I became aware of a debt your offices claims that I owe.
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