If you accept a preapproval there will be a hard pull from Experian. Their offers are each time bound but they're refreshed every few months, I've been getting "You're preapproved for the loan of your choice" emails monthly from them for the last 2-3 years.
(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850
$1M+ club
Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
