@Anonymous wrote:
I did a short sale on a property back in 4/2017. Everything was completed successfully. On Equifax, it still says it is showing current status "120 days past due", but the balance is $0. On Experian, it says "settled for less than amount due" which is what it should say. If I dispute the EQ, do you think they will "correct" the status to "settled" or will they just remove it altogether since they can't verify what they are reporting? If they mark it as settled, won't this bring my score way back down?
At best it will be verified/updated. They dont really just delete entire derogs for one wrong thing, they have to be given a chance to correct it, which they often do.
I would have them correct that it is paid, but do note, if it has been a long time since it last updated, it may take a hit to your scores.
