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Skimmed/Fraud- UPDATE

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Senior Contributor

Skimmed/Fraud- UPDATE

UPDATE: All are now removed. 10/23

 

Dil had to go to ER last night, took the WalmartMC in case she needed it for medicine afterward.  Just got an alert that the acct. was within $200 of credit limit on a 0 balance acct.

1st charge- last night

2nd-8th charges- this morning  

Total Charges Pending: $963.00 (None of which they will be responsible forSmiley Wink )

Evil ppl out there.  I keep telling them to get rfid wallets, card sleeves.....this is ridiculous.  She never once pulled her card out; they haven't used it in a month. smh!  I told them to keep an eye on their bank accts. and that's why I don't carry a debit card any longer.

 




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Valued Contributor

Re: Skimmed in the ER

FYI not all cards are contactless and produce a signal to a reader.  The chip is a passive device. 

 

It's possible someone just randomly generated the number or it was accessed by other means i.e. hacked info

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Message 2 of 93
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Senior Contributor

Re: Skimmed in the ER

Idk, the timing....they never carry the card.  Took it last night, then Boom x 7.  But yes, I see what you're saying.




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Valued Contributor

Re: Skimmed in the ER

Chalk it up to a coincidence and make sure they keep an eye on other account as a precaution but, Sync tends to be an easy target for some reason. I can't even count how many times I've seen them be reported for fraud around here.  There was even one person that had charges run up into the 5 figures and Sync totally missed it until they reported it.

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Message 4 of 93
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Senior Contributor

Re: Skimmed in the ER


@Obscure-Expert wrote:

Chalk it up to a coincidence and make sure they keep an eye on other account as a precaution but, Sync tends to be an easy target for some reason. I can't even count how many times I've seen them be reported for fraud around here.  There was even one person that had charges run up into the 5 figures and Sync totally missed it until they reported it.


Yeah, that's why I posted and was glad we had an alert set to $ within limit.  7 charges within 12 hrs. should have raised a red-flag to someone another than us. Crazy.  

So a reminder again to peeps, set those alerts (email, sms, etc.)....he will be without his acct. until the Cap1 trans., it's okay but glad this wasn't his daily driver.

Also, I just looked at his card and it does NOT show the contactless so I think I will change the title.  Thanks for pointing that out!




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Valued Contributor

Re: Skimmed in the ER

Yeah, there was a bit of a flurry of contactless cards back in the mid 200x era and then they died off for awhile and now they're making a bit of a comback but, still not really prevelant.  I think the bigger issue would be if they're using mobile payments and have NFC turned on always and not per use.  There's still supposed to be authentication before it transmits but, sometimes phones do funny things.  I don't do payments on my devices even though it's tempting when you have 20+ cards sitting around.  It keeps things simpler with a stable of 5 cards in the pocket and dedicated use for the others w/ some backups set aside that only get used for an Amazon refill every 12 months to keep them alive.

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Senior Contributor

Re: Skimmed in the ER


@Obscure-Expert wrote:

and have NFC turned on always and not per use.  


What is that please?




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Mega Contributor

Re: Skimmed in the ER


@Obscure-Expert wrote:

I think the bigger issue would be if they're using mobile payments and have NFC turned on always and not per use.  There's still supposed to be authentication before it transmits but, sometimes phones do funny things. 


Is this really an issue?  (i.e. have you heard reports of this?)   I am always asked for authentication and the POS asks for verification of amount as well.

Message 8 of 93
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Mega Contributor

Re: Skimmed in the ER


@GApeachy wrote:

@Obscure-Expert wrote:

and have NFC turned on always and not per use.  


What is that please?


NFC is Near Field Communication, used by both mobile pay and contactless.

Message 9 of 93
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Valued Contributor

Re: Skimmed in the ER

https://en.wikipedia.org/wiki/Near-field_communication

 

It's what makes payments work contactless on a phone vs card which is RFID.

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