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So I skrewed up in Nov

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fishbjc
Senior Contributor

So I skrewed up in Nov

& paid Cap1 from savings not checking and ACH was returned, ended up with a 30 day late.  I lost 44 points...grrr

 

I send them a secure message asking for g/w....advised to send in a letter with explanation.  That was 2 weeks ago.  Today I got an alert saying +39.

 

I check everything out and each balance was the same as two weeks ago, no reason for +39.  Do you think the g/w was granted?  I cannot get a grip on these points.

Message 1 of 15
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haulingthescoreup
Moderator Emerita

Re: So I skrewed up in Nov

Sorry, I know this sounds kinda duh, but does the 30-day late still display?
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 2 of 15
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haulingthescoreup
Moderator Emerita

Re: So I skrewed up in Nov

Sorry, I know this sounds kinda duh, but does the 30-day late still display?
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 2 of 15
Anonymous
Not applicable

Re: So I skrewed up in Nov

did they mistake the goodwill request for a dispute?
Message 3 of 15
haulingthescoreup
Moderator Emerita

Re: So I skrewed up in Nov


imducky wrote:

did they mistake the goodwill request for a dispute?

Ah, good one! That's what happened with my Sears MC. Eejits. Smiley Mad
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 4 of 15
Anonymous
Not applicable

Re: So I skrewed up in Nov

that's what made me think of it.
Message 5 of 15
Anonymous
Not applicable

Re: So I skrewed up in Nov

Interesting, I get weird stuff like this too, like my EX jumped almost 80 points and then bam next time I check back down 60 points, still a net gain but what the heck, nothing and I mean seriously NOTHING changed.
Message 6 of 15
fishbjc
Senior Contributor

Re: So I skrewed up in Nov

I'll check tomorrow when I pull chaseid

 

Is there a rhyme or reason to anything?????????????????????????????????????

 

+39 is great, but I want my 44 back.  In addition to the +39 of course!!!

 

Guardian:  I'm with ya!

Message 7 of 15
Anonymous
Not applicable

Re: So I skrewed up in Nov


@fishbjc wrote:

I'll check tomorrow when I pull chaseid

 

Is there a rhyme or reason to anything?????????????????????????????????????

 

+39 is great, but I want my 44 back.  In addition to the +39 of course!!!

 

Guardian:  I'm with ya!


No, there is no rhyme or reason but I hope you get it back.

Message 8 of 15
fishbjc
Senior Contributor

Re: So I skrewed up in Nov

I pulled chaseidprotection this am and it's still there.  The +39 must have come because it's two months ago (the baddie).  Soooooo if the g/w is given...it looks like another gain may be in order?  We'll wait and see.
Message 9 of 15
Anonymous
Not applicable

Re: So I skrewed up in Nov


@fishbjc wrote:
I pulled chaseidprotection this am and it's still there.  The +39 must have come because it's two months ago (the baddie).  Soooooo if the g/w is given...it looks like another gain may be in order?  We'll wait and see.

*crossing fingers* good luck.

Message 10 of 15
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