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So...TU deleted ALL inquiries- Score jumped 36 points

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Onlinecreditnewbie2
Contributor

So...TU deleted ALL inquiries- Score jumped 36 points

So - I was trying to get access to my report and its data  online - and TU says I placed a Security Freeze on my account in 2012...so, get that pin we sent you in 2012 and ask for an unlock. 

 

I had another complaint that I needed to file because of an oprhaned DSNB account that had a balance - when it should not have (as it was 0 for months) and so I filed a complaint - because I cannot jump trough hoops to get data/reports/processes that I should have available - I let them know in that complaint that I could not file online, even through my membership and their tool. 

 

They said ---your report is frozen, and politely closed the door. 

 

But -- I am like doesnt that stop anyone from accessing my account, from 2012? Sooooo, why do I have all of these inquiries, and - why does your TU Freeze/Unfreeze site - say I dont have one? but wait - the only tool says I do......Can you all fix it?

 

So --- almost 2 months later - and no response formally back - they deleted ALL of the inquiries - and I check daily, and watched my scores go up some 36 points,

 

Who knew, lol. 

 

 

 

These inquiries are made by companies with whom you have applied for a loan or credit in the past two years.
These inquiries can impact your credit rating.

A request for your credit history is called an inquiry. Inquiries remain on your credit report for two years.
There are two types of inquiries – Hard inquiries may impact your credit score. Soft inquiries do not.

Creditor Name Date of Inquiry

  
  
  
 
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: So...TU deleted ALL inquiries- Score jumped 36 points

Smiley LOL i noticed the same thing happend to myself from TU as well. All inquires removed scored jumped 43 points. Only my vantage score (not fico) is showing the jump at the moment. I left it alone cause i realized its a mistake somewhere and it will get fixed soon Smiley Sad

Message 2 of 5
Onlinecreditnewbie2
Contributor

Re: So...TU deleted ALL inquiries- Score jumped 36 points

I am not sure they want to fix it --- since technically, my report is frozen lol --but if they do - at least I know the impacts now!!!

Stay in the garden!!
Message 3 of 5
RonM21
Valued Contributor

Re: So...TU deleted ALL inquiries- Score jumped 36 points

If you look.at the threads on here, you will.see there has been a known ongoing glitch with TU and many are having the same thing happen and the inquiries will return. Sorry you may not habe been aware of this yet, but that is what happened.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 4 of 5
Onlinecreditnewbie2
Contributor

Re: So...TU deleted ALL inquiries- Score jumped 36 points

Well thx!!!

Lesson still learned, gardening is meaningful!!
Message 5 of 5
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