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Soft Pull Pre-Qualify Links Part 2. Updated 2/10/2022

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Bizz408
New Contributor

Soft Pull Pre-Qualify Links Part 2. Updated 2/10/2022

Previous thread looks like it's now archived. Gonna continue on with a new thread. Feel free to respond to any new links that aren't posted here and I'll update it when I get a chance.

 

CREDIT CARDS

 

Open Loop (Visa/Mastercard/Discover/Amex) Credit Cards:

 

 

Open Loop Credit Cards from Local Banks or Credit Unions. Some may be GeoFenced.:

 

 

Formerly available PQ Links from certain banks. Either temporarily or possibly permanently unavailable.:

 

  • Chase

 

Closed Loop (Store) Credit Cards:

 

 

IMPORTANT NOTICE:

There are some credit cards such as Reflex, Surge, Indigo (Celtic Bank), Milestone by (The Bank of Missouri), Fingerhut, First Premier Bank, etc. I have not added any prequalified links for these because the majority have rather high or predatory fees. You would be better off getting a secured card to do your rebuild than any of these.

 

PERSONAL LOANS

 

CONSUMER FINANCE ACCOUNTS (CFAs)

Bizz408's Credit Cleansing 2018 (Starting Score: 568-570 12/17)
As of 11/2021: TU: FICO8: 683 (CK: 687) | EQ: FICO9: 703 (CK: 679) | EX: FICO8: 690 (Vantage3.0: 691)
2022 Goal: 730+ across all bureaus & 9% UTIL
Current TLs:



Sockdrawered:

AAoA: 23 months ; HPs: 6 to 17 depending on bureau ; Closed Cards: 18
2022 Card Wishlist: Citi Custom Cash or Elan Max Rewards Visa (5% CB Entertainment), PenFed Platinum Rewards Visa (5% CB Gas), PenFed Pathfinder Rewards Visa (4% CB Travel)
Message 1 of 63
62 REPLIES 62
Shooting-For-800
Senior Contributor

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/3/2021

Thanks

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $400k unsecured credit in 2022.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!


Message 2 of 63
benreily
Established Contributor

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/3/2021

Thank you for this compilation of links.

Starting Score: (Nov 2013) EQ 650, EXP 750, TU 750 | Score: (Dec 16, 2017) EQ > 720, EXP ?, TU > 730
Recent(Apr 13th,2022) EQ Fico 8 -, Fico 9 817 | TU Fico 8 823, Fico 9 - | EX Fico 8 791, Fico 9 - | AoOA 20 years, 0 months, AAoA 6 years, 7 months
Message 3 of 63
gotxzilla
New Member

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/3/2021

Thanks for keeping this post updated.  I found it super usful when I was looking for cards to build my credit.

 

One card that I saw that had a pre-qualify link is the Amazon Prime Visa from Chase.  You'll have to already have an Amazon account.  Once you sign in, there should be a pre-qualify link.

https://www.amazon.com/Amazon-Prime-Rewards-Visa-Signature-Card/dp/BT00LN946S

 

 

Message 4 of 63
mskandy
New Member

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/3/2021

Message 5 of 63
macinjosh
Senior Contributor

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/3/2021

Citi pre-selected page is back.


Samsung Financing TD Bank $3,200


Message 6 of 63
cashorcharge
Community Leader
Senior Contributor

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/3/2021

Message 7 of 63
Snoopy916
Established Member

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/3/2021

The prequals are weird. checked for 7 of them. Approved/pre-qualified for 5 of them with explicit credit lines (ikea $6000, tempurpedic $3100),  but when actually finishing, every single one said they were reviewing the app and will get back to me. 

Message 8 of 63
Goos
Regular Contributor

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/3/2021

Maybe I'm doing something wrong but where is the actual prequalify stuff for the Amex business cards . It take me to a site with their cards to explore them . 

Message 9 of 63
Mjmeza
New Member

Re: Soft Pull Pre-Qualify Links Part 2. Updated 11/3/2021


@gotxzilla wrote:

Thanks for keeping this post updated.  I found it super usful when I was looking for cards to build my credit.

 

One card that I saw that had a pre-qualify link is the Amazon Prime Visa from Chase.  You'll have to already have an Amazon account.  Once you sign in, there should be a pre-qualify link.

https://www.amazon.com/Amazon-Prime-Rewards-Visa-Signature-Card/dp/BT00LN946S

 


This looks like a hard pull. Reading the fine print it's a gamble at the least.

Message 10 of 63
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