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Soft-pull PREAPPROVALs - Updated 4/20/21

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justjac2
Regular Contributor

Re: List of Soft-pull PREAPPROVALs - Updated 4/5/21

I got the pre-qualify language on mobile. No-go for me, top reason was "too many Walmart accounts". I only have the store card. Other two reasons were too many recent inquiries and too many new revolvers (that's fair).

 

 


FICO 8 scores Nov/Jan 2021: EQ 779/751, TU 750/770, EX 763/746 Fully recovered from 5-year Ch13 discharged July 2018.
Last recorded: FNBO Evergreen and PSECU Founder's Card Dec 2021. Seriously out of date, at least 10 more since then.
Message 251 of 339
Anonymous
Not applicable

Re: List of Soft-pull PREAPPROVALs - Updated 4/5/21

I was on the website and here is the link for Walmart preapproval

https://www.capitalone.com/credit-cards/walmart-rewards/

 

cap.png

Message 252 of 339
M_Smart007
Legendary Contributor

Re: List of Soft-pull PREAPPROVALs - Updated 4/5/21

@Anonymous, Just an FYI ..that link does not give all the "Pre-Qual"

 

wally app page.png

Message 253 of 339
Total80sKid
Senior Contributor

Re: List of Soft-pull PREAPPROVALs - Updated 4/5/21

I managed to get the Pre-approval page a couple of weeks ago, but now it's just the Apply Now verbiage. This is on mobile.

 

Id post a screenshot, but it just tells me image size is too big and have no clue how to make it smaller on my phone.

 

 

Message 254 of 339
Anonymous
Not applicable

Re: List of Soft-pull PREAPPROVALs - Updated 4/5/21

I think you messed something up on the wayfair on the actual prequalification page it says we will not harm your credit score, maybe you applied by accident?

Message 255 of 339
GApeachy
Super Contributor

Re: List of Soft-pull PREAPPROVALs - Updated 4/5/21


@M_Smart007 wrote:

@Anonymous, Just an FYI ..that link does not give all the "Pre-Qual"

 

wally app page.png


Good Morning @M_Smart007 ....try the link using "Incognito".  That's the only way I can get the pre-approval for both Mobile and Chromebook.  Cap1 has our cookies and/or ip address ?????? I guess.... so that's probably why the pre-approval doesn't come up using that link and only the "apply" is presented.  Anyway, try it in incognito mode and see whatcha get.

 

My Take Home Pay Don't Take Me Home
Message 256 of 339
M_Smart007
Legendary Contributor

Re: List of Soft-pull PREAPPROVALs - Updated 4/5/21

@GApeachy, Tried "Incognito" get the same thing.

Not looking to apply for the card. (just was confirming what some others were reporting)

As I had closed the last one a while back, that had been converted to Cap1 from SYNC.

 

Cap1, Comenity and Sir Barclay's .. Don't like my profileHeartSmiley Very Happy

You can probably Add SYNCAA to that listSmiley Wink

 

Thank YouSmiley Happy

Message 257 of 339
GApeachy
Super Contributor

Re: List of Soft-pull PREAPPROVALs - Updated 4/5/21


@M_Smart007 wrote:

@GApeachy, Tried "Incognito" get the same thing.

Not looking to apply for the card. (just was confirming what some others were reporting)

As I had closed the last one a while back, that had been converted to Cap1 from SYNC.

 

Cap1, Comenity and Sir Barclay's .. Don't like my profileHeartSmiley Very Happy

You can probably Add SYNCAA to that listSmiley Wink

 

Thank YouSmiley Happy


Me too!  Just curious as well.  I had the Walmart card that transitioned too, closed it too. Smiley Tongue  I was hoping I was on to something...Agent!Smiley Very Happy  ....guess not.  Anyway, thanks for the feedback.

P.S.

They may not like you but we do...that's all that matters!Heart

My Take Home Pay Don't Take Me Home
Message 258 of 339
2b2rich
Established Contributor

Re: List of Soft-pull PREAPPROVALs - Updated 4/5/21

You guys, I don't know how I did it unless I was half asleep, but I meant to reply to this thread and instead it ended up over in CC approvals.  Anyway, I wasn't able to use the Walmart Preapproval link from my desktop but when I did as someone else suggested and tried the link on my phone, I got the prequal and after seeing that I qualified, I bit the hook and applied and got an instant approval with a $1K SL.  All of my data points are in the post here:

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Walmart-Card-Approved-Pre-Qualify-Link/td-p/6... 

Chapter 7 Discharged & Closed Jan 2020
Message 259 of 339
CreditPuppy
Valued Member

Re: List of Soft-pull PREAPPROVALs - Updated 4/5/21

When I tried for prequal for Wal-Mart, got too many recent revolving and too many inquiries.  Considering how many of each, I was expecting that.  What I wasn't expecting is they used FICO 3 for prequal.  Weird, since I am pretty sure they would pull FICO 8 if you applied.

Starting Score: 524
Current Score: 721
Goal Score: 785+


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Message 260 of 339
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