Soft-pull PREAPPROVALs - Updated 4/20/21

[Anonymous]

OneMain Financial personal loans have prequalification.

[Anonymous]

Union Federal Private Student Loan (Citizens Bank) has prequalification.

[Anonymous]

Oportun Visa credit card issued by WebBank has prequalification.

https://creditcards.oportun.com/#/application

[Anonymous]

I Got ikea and got west elm through act. 

[Anonymous]

pre-approved for Kohl's card. went to finish the app and experian alterted me about an inquiry (was locked). out here in Los Angeles if anyone needed some info. applied for three syncb cards and was approved for all three. all transunion. sweetwater, oldnavy and lowe's. $2200, $1900 and $1500 respectively.

[FinStar]

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@Anonymous wrote:

pre-approved for Kohl's card. went to finish the app and experian alterted me about an inquiry (was locked). out here in Los Angeles if anyone needed some info. applied for three syncb cards and was approved for all three. all transunion. sweetwater, oldnavy and lowe's. $2200, $1900 and $1500 respectively.

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@Anonymous - I would exercise a bit of caution when applying for several SYNCB products in a relatively short period of time.  See this and this for reference.

[Anonymous]

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@FinStar wrote:

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@Anonymous wrote:

pre-approved for Kohl's card. went to finish the app and experian alterted me about an inquiry (was locked). out here in Los Angeles if anyone needed some info. applied for three syncb cards and was approved for all three. all transunion. sweetwater, oldnavy and lowe's. $2200, $1900 and $1500 respectively.

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@Anonymous - I would exercise a bit of caution when applying for several SYNCB products in a relatively short period of time.  See this and this for reference.

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thanks for the heads up. i will keep very close watch and will contribute to the thread if anything happens.

[alessandrom]

Just a heads up. I attempted to get pre approved for the tempur-pedic card and even though it says that it wouldn't affect my score I received 2 hard pulls on both transunion and equifax. I was approved nonetheless but I was not ready to purchase a new bed just yet.

[Anonymous]

It looks like as of May 13th 2021 Wells Fargo brought back the "prequalify" feature.

[FinStar]

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@Anonymous wrote:

It looks like as of May 13th 2021 Wells Fargo brought back the "prequalify" feature.

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@Anonymous- please reference the following post from upthread.  It appears the feature has been "live" for about a month now.

https://ficoforums.myfico.com/t5/General-Credit-Topics/Soft-pull-PREAPPROVALs-Updated-4-20-21/m-p/6303375#M311369