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Soft-pull PREAPPROVALs - Updated 4/20/21

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Brian_Earl_Spilner
Credit Mentor

Re: Care Credit Pre-qualify

@Anonymous I went back to get it and it was no longer showing. Tried selecting vet and there was no pre-approval wording. Went back in my history to after I chose dental. Here is the link.

 

EDIT: deleted link because it expired

    
Message 271 of 339
Brian_Earl_Spilner
Credit Mentor

Re: Care Credit Pre-qualify


@Anonymous wrote:

@Brian_Earl_Spilner wrote:

Haven't seen it posted on here before, and the last time I thought about opening one, there was no pre-qualification option.

 

Have some medical, dental, and vet bills coming up and went to their site to see who accepted it. Clicked through to get more information and it offered to Pre-qualify me. Lowes had recently turned me away on a prequal so I was skeptical, but my curiosity got the better of me. Selected dental as type and put 1200 as procedure estimate. They pulled my info using last 4 of ssn and I updated some info. Came back with approval. I didn't go through with it because I'm not ready, but I may shoot higher next time to see if they approve or counter.

 

Always see questions about whether someone might be approved, now you can see for yourself. Smiley Happy

PhotoGrid_Plus_1618268659035.jpg

 


Great share, thanks!

04_12_21_20_31.png


Noice. Did you request 10k?

    
Message 272 of 339
Anonymous
Not applicable

Re: List of Soft-pull PREAPPROVALs - Updated 4/5/21

 The Pep Boys card with prequalification is Pep Boys Synchrony Car Care credit card, because there is other card with no preq. : Pep Boys Universal card.

Message 273 of 339
waqaszm1
Regular Contributor

Re: List Soft-pull PREAPPROVALs - Updated 4/13/21

Thanks to @Anonymous for the Old Navy and American Eagle / Aerie links 

and @Anonymous for the Pep Boys / Synchrony Car Care Link. 

 

Special thanks to @GApeachy for the proper PC usuable link to the Walmart retail and mastercard app. 

 

and the list keeps growing ....

i think its a great resource to help people build credit without wasting tons of inquiries.

Plus, if anyone has noticed, alot of creditors are now starting to offer pre-qualify links. I suggest we make this a permanent thread at the top so people can find it with ease and benefit from this resource.

 

Message 274 of 339
coldfusion
Community Leader
Mega Contributor

Re: List of Soft-pull PREAPPROVALs - Updated 4/5/21

 

@2b2richI would bet that the original post announcing your Walmart approval was moved over to Approvals by one of the moderators.  I can understand why as approval announcements really aren't on topic in this thread.

(5/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 275 of 339
Brian_Earl_Spilner
Credit Mentor

Re: List Soft-pull PREAPPROVALs - Updated 4/13/21

You can put Care Credit, but note that only some selections, like dental, take you to prequalify first.

 

https://www.carecredit.com/apply/

    
Message 276 of 339
2b2rich
Established Contributor

Re: List Soft-pull PREAPPROVALs - Updated 4/13/21


@Brian_Earl_Spilner wrote:

You can put Care Credit, but note that only some selections, like dental, take you to prequalify first.

 

https://www.carecredit.com/apply/


(EDIT:  Never mind, I see what you mean now, only some selections will give you a prequal.  Veterinarians go to regular it looks like).
This link takes me to a regular application page and not preapproval?

 

And I got the the old 'you shafted us in your BK7 2b2rich, so no dice'!  Synchrony doesn't forgive as well as some.

Chapter 7 Discharged & Closed Jan 2020
Message 277 of 339
2b2rich
Established Contributor

Re: List of Soft-pull PREAPPROVALs - Updated 4/5/21


@coldfusion wrote:

 

@2b2richI would bet that the original post announcing your Walmart approval was moved over to Approvals by one of the moderators.  I can understand why as approval announcements really aren't on topic in this thread.


You are probably right because I know I didn't type a subject line. Wish a copy could have been left here since the topic had been getting through to the preapproval page, which I was able to do on my phone when it wouldn't work on the desk top.  Oh well, as long as it helps others.  The data points will help both boards!

Chapter 7 Discharged & Closed Jan 2020
Message 278 of 339
Flfico
Regular Contributor

Re: List of Soft-pull PREAPPROVALs - Updated 4/5/21

Message 279 of 339
Queen_Etherea
Valued Contributor

Re: Soft-pull PREAPPROVALs - Updated 4/13/21

Wow... I have all 3 credit scores almost in the 800's and I can't prequalify for a Kohl's card? Not that I want one but come on!

I think I've found the sacred map that may lead me to this garden everyone keeps talking about.



Officially collection free as of 3/19/19!!
STARTING SCORES: 377 (11/2013) & 580 (3/2018)
Message 280 of 339
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