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The due date on my Quicksilver One card was the 4th, PIF, statement cut on the 7th.
Capital One has always reported to the credit bureaus on the statement cut date like clockwork. However, this month it's almost a week since the statement cut and the QS1 still hasn't reported. I always run this card to 90% and then PIF every month. I've put some spending on it since the statement cut, but I don't want it to report a balance.
If it reports later than usual, does it usually report the statement balance, or some random balance? I've seen Sync do this, but never Cap1. This is the 6th statement and I just got a CLI in credit steps.
@jayjayhawaii wrote:The due date on my Quicksilver One card was the 4th, PIF, statement cut on the 7th.
Capital One has always reported to the credit bureaus on the statement cut date like clockwork. However, this month it's almost a week since the statement cut and the QS1 still hasn't reported. I always run this card to 90% and then PIF every month. I've put some spending on it since the statement cut, but I don't want it to report a balance.
If it reports later than usual, does it usually report the statement balance, or some random balance? I've seen Sync do this, but never Cap1. This is the 6th statement and I just got a CLI in credit steps.
When it reports, it will report the statement balance.
I've always seen the statement balance report on my CapOne. At times I even questioned why that amt on the statement balance I thought...? Like with my VentureOne. The way the line items are posted can be confusing but they all add up...
I might be wrong. Last year and the year before I got hit with the hurricanes. Do you live in a state that Micheal hit? Some of the CCC's I had held out a week or so in case some people needed help from the aftermath. They were a bit delayed at least for me after those canes.