Synchrony Abt

[SubstandardAndPoorers500]

I did WhyNotLeaseIt from Sears for a Dryer and a TV, paid it off in 90 days and when I did the CSR invited me to go on TEMPOE and Abt to consider their many other products. I kind of "need" a laptop. Mine is low end and deterioratng and if I'm to go back to school I want something reliable that won't lock up every other hour. I could of course get something through their Flexshopper option, but I'm trying to improve credit. My current scores which I only check through CreditKarma are 563 for both EQ and TU. I don't really want to bog my already low score with an inquiry if I don't have to, so was just curious if anyone else had any insight. 

[Anonymous]

You can get a decent laptop for $200 new or $100 used on craigslist or letgo.  I would not involve credit in the purchase of something that is going to go obsolete.  I got a laptop with quadcore processor and solid state hard drive, hdmi out and many good features, for $190 shipped.  Shop around man.

[RobertEG]

Is the credit that they offer an installment loan, or is it an LOC?

What revolving credit do you already have?