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I did WhyNotLeaseIt from Sears for a Dryer and a TV, paid it off in 90 days and when I did the CSR invited me to go on TEMPOE and Abt to consider their many other products. I kind of "need" a laptop. Mine is low end and deterioratng and if I'm to go back to school I want something reliable that won't lock up every other hour. I could of course get something through their Flexshopper option, but I'm trying to improve credit. My current scores which I only check through CreditKarma are 563 for both EQ and TU. I don't really want to bog my already low score with an inquiry if I don't have to, so was just curious if anyone else had any insight.
You can get a decent laptop for $200 new or $100 used on craigslist or letgo. I would not involve credit in the purchase of something that is going to go obsolete. I got a laptop with quadcore processor and solid state hard drive, hdmi out and many good features, for $190 shipped. Shop around man.
Is the credit that they offer an installment loan, or is it an LOC?
What revolving credit do you already have?