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Synchrony Card Reporting 2 Days after Approval

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Jordan23ww
Valued Contributor

Synchrony Card Reporting 2 Days after Approval

Wow that was fast! I got approved for the Sam's Club card issued by Synchrony on 7/11 and it already hit my credit report 7/13 not even 48 hours after approval! 😱😱😱 I haven't even received the card yet!😂

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16 REPLIES 16
FicoGuy2019
Established Contributor

Re: Synchrony Card Reporting 2 Days after Approval

Congrats....2 day reporting after approval is norm for Sync.  

Message 2 of 17
Jordan23ww
Valued Contributor

Re: Synchrony Card Reporting 2 Days after Approval


@FicoGuy2019 wrote:

Congrats....2 day reporting after approval is norm for Sync.  


Thank you for the congratulations and info! That's great to know! Good thing I wasn't just under 5/24 and thinking I had time to squeeze in a Chase application! That really would've backfired. 😂

         


Message 3 of 17
Ilinferno
Established Contributor

Re: Synchrony Card Reporting 2 Days after Approval

Nice approval, congrats! Synchrony reported my balance about 3 or 4 times a month for the first few months I had the card just as an FYI. After that it settled into a monthly report after statement cut.

Message 4 of 17
gdale6
Moderator Emeritus

Re: Synchrony Card Reporting 2 Days after Approval

Yup, Synchrony is known for reporting new accounts pretty much as soon as they are approved. Sometimes they hit the very next day.

Message 5 of 17
zerofire
Valued Contributor

Re: Synchrony Card Reporting 2 Days after Approval


@Jordan23ww wrote:

Wow that was fast! I got approved for the Sam's Club card issued by Synchrony on 7/11 and it already hit my credit report 7/13 not even 48 hours after approval! 😱😱😱 I haven't even received the card yet!😂

DEB0627F-33CE-432C-A2D5-2141F80546F4.jpeg

 

5B13A84E-B0BA-44BC-85D3-E5E096F1E4BB.jpeg

 


That is slow. Last time I had a Synchrony Bank account opened it reported within 1hr, think it was 10-15min. Synchrony Bank is starting to slip.

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A
Active:
Bank of America (Customized Cash Rewards VSC, Customized Cash Rewards WMC{PT}, Unlimited Cash Rewards WMC{PT}), Capital One (Discover It DC, Savor WEMC), Chase (Amazon Prime VSC, Freedom Flex WEMC [x2], Freedom Unlimited VC{PT}), Citi (Custom Cash WEMC, Dividend MC), Citizens GreenSense WMC, Curve WEMC{S}, FNBO Ducks Unlimited VSC, GBank VSC, PenFed Pathfinder Rewards VSC, Santander Ultimate Cash Back WMC, Synchrony PayPal Cashback WMC, UMB Simply Rewards VSC[Milford Federal], US Bank (Cash+ VSC [x2], Pick n Save/Metro Market WEMC, Shield VC)
Wishlist: AAA Daily Advantage, AOD Signature, Bellco Colorado Rewards, Nusenda Platinum Cash Rewards, PCMCU Platinum Rewards, Redstone FCU Signature
Message 6 of 17
M_Smart007
Legendary Contributor

Re: Synchrony Card Reporting 2 Days after Approval


@FicoGuy2019 wrote:

Congrats....2 day reporting after approval is norm for Sync.  


@FicoGuy2019, 2 day reporting might be the norm, guess I am "special"Smiley Tongue

Message 7 of 17
Jordan23ww
Valued Contributor

Re: Synchrony Card Reporting 2 Days after Approval


@Ilinferno wrote:

Nice approval, congrats! Synchrony reported my balance about 3 or 4 times a month for the first few months I had the card just as an FYI. After that it settled into a monthly report after statement cut.


@Ilinferno  thank you so much for the congrats and info! This is good to know! I'll be on the lookout for this type of activity too! I appreciate the heads up! Also I love your card line up! 

         


Message 8 of 17
Jordan23ww
Valued Contributor

Re: Synchrony Card Reporting 2 Days after Approval


@zerofire wrote:

@Jordan23ww wrote:

Wow that was fast! I got approved for the Sam's Club card issued by Synchrony on 7/11 and it already hit my credit report 7/13 not even 48 hours after approval! 😱😱😱 I haven't even received the card yet!😂

DEB0627F-33CE-432C-A2D5-2141F80546F4.jpeg

 

5B13A84E-B0BA-44BC-85D3-E5E096F1E4BB.jpeg

 


That is slow. Last time I had a Synchrony Bank account opened it reported within 1hr, think it was 10-15min. Synchrony Bank is starting to slip.


@zerofire oh wow! That's very interesting!  They reported the inquiry immediately, I guess they gave me a break on the card reporting immediately! Lol! 

         


Message 9 of 17
babygirl1256
Senior Contributor

Re: Synchrony Card Reporting 2 Days after Approval

@Jordan23ww Congrats on your Synchrony Sam's Club card approval . . . that was fast and a bummer but the score drop should bounce back real soon!!! Smiley Wink

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 10 of 17
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