Synchrony Card Reporting 2 Days after Approval

Jordan23ww · ‎07-13-2022

Wow that was fast! I got approved for the Sam's Club card issued by Synchrony on 7/11 and it already hit my credit report 7/13 not even 48 hours after approval! 😱😱😱 I haven't even received the card yet!😂

FicoGuy2019 · ‎07-13-2022

Congrats....2 day reporting after approval is norm for Sync.

Jordan23ww · ‎07-13-2022

@FicoGuy2019 wrote:
Congrats....2 day reporting after approval is norm for Sync.

Thank you for the congratulations and info! That's great to know! Good thing I wasn't just under 5/24 and thinking I had time to squeeze in a Chase application! That really would've backfired. 😂

Ilinferno · ‎07-13-2022

Nice approval, congrats! Synchrony reported my balance about 3 or 4 times a month for the first few months I had the card just as an FYI. After that it settled into a monthly report after statement cut.

gdale6 · ‎07-13-2022

Yup, Synchrony is known for reporting new accounts pretty much as soon as they are approved. Sometimes they hit the very next day.

zerofire · ‎07-13-2022

@Jordan23ww wrote:
Wow that was fast! I got approved for the Sam's Club card issued by Synchrony on 7/11 and it already hit my credit report 7/13 not even 48 hours after approval! 😱😱😱 I haven't even received the card yet!😂

That is slow. Last time I had a Synchrony Bank account opened it reported within 1hr, think it was 10-15min. Synchrony Bank is starting to slip.

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A

Active:
Bank of America (Unlimited Cash Rewards WMC, Customized Cash Rewards WMC, Customized Cash Rewards VSC), Capital One Savor WEMC, Chase (Amazon Prime VSC, Freedom Flex WEMC [x2], Freedom Unlimited VC), Citi (Custom Cash WEMC, Dividend MC), Citizens GreenSense WMC, Curve WEMC(Suspended), Discover It C, FNBO Ducks Unlimited VSC, GBank VSC, PenFed (Platinum Rewards VSC, Pathfinder Rewards VSC), Santander Ultimate Cash Back WMC, Synchrony PayPal Cashback WMC, UMB Simply Rewards VC[Milford Federal], US Bank (Altitude Go VSC, Cash+ VSC [x2], Pick n Save/Metro Market WEMC)
Wishlist: AAA Daily Advantage, AOD Signature, Bellco Colorado Rewards, Nusenda Platinum Cash Rewards, PCMCU Platinum Rewards, Redstone FCU Signature

M_Smart007 · ‎07-13-2022

@FicoGuy2019 wrote:
Congrats....2 day reporting after approval is norm for Sync.

@FicoGuy2019, 2 day reporting might be the norm, guess I am "special"

Jordan23ww · ‎07-15-2022

@Ilinferno wrote:
Nice approval, congrats! Synchrony reported my balance about 3 or 4 times a month for the first few months I had the card just as an FYI. After that it settled into a monthly report after statement cut.

@Ilinferno thank you so much for the congrats and info! This is good to know! I'll be on the lookout for this type of activity too! I appreciate the heads up! Also I love your card line up!

Jordan23ww · ‎07-15-2022

@zerofire wrote:
@Jordan23ww wrote:
Wow that was fast! I got approved for the Sam's Club card issued by Synchrony on 7/11 and it already hit my credit report 7/13 not even 48 hours after approval! 😱😱😱 I haven't even received the card yet!😂

That is slow. Last time I had a Synchrony Bank account opened it reported within 1hr, think it was 10-15min. Synchrony Bank is starting to slip.

@zerofire oh wow! That's very interesting! They reported the inquiry immediately, I guess they gave me a break on the card reporting immediately! Lol!

babygirl1256 · ‎07-17-2022

@Jordan23ww Congrats on your Synchrony Sam's Club card approval . . . that was fast and a bummer but the score drop should bounce back real soon!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850