Syncrony did a random HP of my credit?

[Anonymous]

SPs have no impact on your credit report as I'm sure you know. Also the SP inquiry could have been a promotional inquiry if you have not not opted out of pre screened offers.

[Anonymous]

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@Anonymous wrote:
SPs have no impact on your credit report as I'm sure you know. Also the SP inquiry could have been a promotional inquiry if you have not not opted out of pre screened offers.

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But why let facts get in the way of a good rant?

[Anonymous]

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My wife and I have a Synchrony Ashley furniture cArd we got 5-+ years ago. She randomly had a soft (not hard) inquiry for Synxhrony-Walmart. On her TU. We don’t have a Walmart card heck we haven’t been in one in probably 5+ years. I sent them a secure message online and they took it as me disputing the credit reporting status. (Perfect payment history and $0 balance ). They never understood why I was not pleased with it. In the end I’m sure it was just the standard acxoubt review coded wrong.

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Why would you care about a random SP?  Most people receive random SPs all the time; I've had hundreds so far this year. 

[Anonymous]

+1 A good example of this would be I was SP labeled Commenity/Victoria a few weeks back then received a Victoria Secret mailer that said congratulations your pre approved which I accepted because of the perks and my wife's shopping habits. A week ago I was SP from Webbank/Fingerhut and recieved a magazine from Fingerhut that said congratulations your pre approved.

[Anonymous]

Here is a snapshot of just some of my SP inquires this year for various promotional inquiries and account reviews which happen quite often.

[MAZDA3]

I was approved instantly for the Cathay Pacific card on November 15, hard pull dated November 15th. I was just reviewing my Transunion account on CreditKarma and noticed Synchrony hard pulled me again on November 19.

Any ideas why this might be?

[Pikaboo-icu]

Hummm

You aren't the first..

Looks like Synch is having some HP glitches perhaps..

[MAZDA3]

Oh joy. Looks like I need to make a phone call tomorrow. I haven’t even gotten the dang card yet and I’m dealing with Synchrony drama....

[Pikaboo-icu]

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@MAZDA3 wrote:

Oh joy. Looks like I need to make a phone call tomorrow. I haven’t even gotten the dang card yet and I’m dealing with Synchrony drama....

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Yea... Sorry..

Good Luck!!!

[Anonymous]

Yup, this is definitely not an isolated incident based on posts over the last few weeks on here.

While it's annoying to have to make a phone call and deal with it, know that there's no reason that they shouldn't promptly submit a request to the CRA for the removal of the second (unnecessary) pull.