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TU Fico Score

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Jerry45
Valued Contributor

TU Fico Score

I decided to purchase my Trans Union Fico Score before applying to Walmart. My Score was 30 points higher than the Fako Score at Credit Karma, LOL.

 

I received a 726 TU Fico. Realize that Walmart is switching out of GECRB to Schncrony, but since I shop every week at Wally, Think I will bite the bullet anyways and get the gas discount.

 

Going to try for the Discover/Walmart. but my oldest TL is 7 1/2 months, with a average of 6 months.  Hopefully my cred history is not to short.

Message 1 of 5
4 REPLIES 4
BearsAndTurtlesRtheBest
Senior Contributor

Re: TU Fico Score

Yeah FAKO is usually lower than FICO. Your not going to wait and see if it upgrades?

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 2 of 5
Jerry45
Valued Contributor

Re: TU Fico Score

Good point, I probably should, but I spend $100+ a week at Wally, and I feel I should get something for it.  Credit Karma is good for monitoring, but their score models are crazy.

Message 3 of 5
Jerry45
Valued Contributor

Re: TU Fico Score

Does anybody know if TU is used by any of the shopping card trick Stores? Or do they pull only EX at comenity?

Message 4 of 5
ExplicitElicit
Established Contributor

Re: TU Fico Score

Walmart approved me with only 6 mo history and a lower score. You shouldn't have a problem getting approved. Good luck! Also the free TU FICO score from Walmart is great!

What's the code to the house, forgot.
Message 5 of 5
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