Well, today I went on an app spree...I said "what the hell" and pulled the trigger on a few cards to see where I stood...so far, so good. Carnival Sea Miles - Approved - 2K, Hooters MC - Approved - 1.5K, ESPN Wamu Visa-Approved-1k, US Airways-pending, HSBC Platinum MC-Approved-1.5K, Penfed - DENIED. In the process of all this, I cancelled a few pains of mine...ONLY because of the AF's: Cap One, First Premier (boooo, get off the stage!!!) Credit One Bank, Aspire (boooo, get out the building!!). My scores aren't super good... TU-641,10 inquiries/EQ-660,4 inquiries/EX-669, 3 inquiries. Baddies: BK7 discharged in 1999/2 CO's/4 paid collections/3 paid judgements. Not bad for my wack credit. So, I guess I'm done..lol