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Testimony lolol

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Regular Contributor

Re: Testimony lolol

oh yeah. i was talking about the average age of open accts. is 1 and 4

Message 31 of 33
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Super Contributor

Re: Testimony lolol

To be honest I’m still lost. I thought your oldest account was 13 years, your average age was 2 years, then I’ve got a 1 and a 3, so I’ve got 4 different numbers but only two attributes. I’m lost please help me.

Also the fico algorithms take into account both open and closed accounts, so so should you.
For a collection of our current FICO scoring wisdom, updated as we learn, read the following. Watch the revision dates on the bottom of the first 8 posts as they are regularly updated: Link to Scoring Primer.


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Updated Oct 2020, unless otherwise noted.

(Forgive typos, mobile.)(Everything said is Just IMHO.)

In order to better answer your questions and record your DPs, please provide your profile stats: Any baddies? Severity and recency? (clean/dirty), Number of accounts, both open and closed on CRs (thick/thin), AoOA? (Mature/young), AOYRA-Age of Youngest Revolving Account (new accounts/no new accounts)? Open/closed loan on CR?
For example, mine is clean/thick/mature/new account, with open loan on record.
If you don't know where you fall, just detail any baddies, your number of open and closed accounts, AoOA, AOYRA and whether you have a loan on record to start.

For utilization questions, list individual and aggregate utilizations, revolving and installment, please.
Message 32 of 33
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New Visitor

Re: Testimony lolol

yes, good answer

Message 33 of 33
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