The "Which Banks Pull Which Report For Apps" list

[Anonymous]

There’s no way to know for sure but I would assume version nine since that’s what are used everywhere else.

[Anonymous]

You say BBVA is EQ8, but I’ve heard a lot of people say that was EX. How sure are we about that?

[credit_is_crack]

Only as sure as the DPs provide. I’ve never applied with BBVA but the folks who’ve reported it get it from “the price you pay” notice they get after submitting applications. BBVA is regional so they could bounce between CRAs based in your state, but all of this is YMMV since it’s just a collection of DPs from applicants.

[Anonymous]

Right but I didn’t know if you were keeping score and you could tell me how many pulled equifax and how many pulled Experian?

Yeah, I’m in Florida.

[credit_is_crack]

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@Anonymous wrote:
Right but I didn’t know if you were keeping score and you could tell me how many pulled equifax and how many pulled Experian?

Yeah, I’m in Florida.

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oh I see what you mean. Nah I'm not keeping tabs on tallies, but I pull info from what I found on this site and a couple others (at least enough samples to say "theres a trend here"), but I also factor in that it could be people from the same general populations apping left and right like me so it won't cover all areas, just the ones that could be found if that makes any sense.

[Anonymous]

The only place I ever saw EQ for BBVA was this thread, so thats why I asked. I've always saw EX.

I called and after transferring to 4 different departments they claim EX, but we know how well CSRs are informed,,,supposedly a CA, but who knows. Guess YMMV.

[credit_is_crack]

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@Anonymous wrote:
The only place I ever saw EQ for BBVA was this thread, so thats why I asked. I've always saw EX.

I called and after transferring to 4 different departments they claim EX, but we know how well CSRs are informed,,,supposedly a CA, but who knows. Guess YMMV.

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@Birdman7 I've never banked with them. Oddly the posts in Approvals show EX heavily but the denials show EQ  it's gotta be a regional thing, but for safe measure I've updated the matrix to reflect they lean more towards EX and then possibly EQ. As these banks changes things we'll just need to keep up 

[credit_is_crack]

Updated notes on Chase 

[Drwaz99]

Barclays: January 2019, Pulled TU; provided F8 score on the acceptance letter. 
Citi: April 2019, Pulled EX only
Chase: August 2019, Pulled both EX and TU

I'm in New Mexico if that helps. 

[credit_is_crack]

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@Drwaz99 wrote:

Barclays: January 2019, Pulled TU; provided F8 score on the acceptance letter. 
Citi: April 2019, Pulled EX only
Chase: August 2019, Pulled both EX and TU

I'm in New Mexico if that helps. 

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Thanks for the notes @Drwaz99! For your Chase app I see you noted TU - this is something very out of character. If you don't mind, what card was that application for? I've updated the matrix regarding Barclays and them using the F8 vs F9.