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The "Which Banks Pull Which Report For Apps" list

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credit_is_crack
Valued Contributor

Re: The "Which Banks Pull Which Report For Apps" list


@Anonymous wrote:

@Aim_High wrote:

@Anonymous wrote:
Should tag them and let them check in with the version if they’d be so kind?

@Anonymous, great idea except from past experience I believe you can only tag something like 5 members in a single post, so it would have taken many posts to tag everyone!   That's why I did plain text instead of tags. Actually, locations might be more helpful since we are missing so many and that seems related to CRB pulled! 


 @Aim_High I think it's 10; it kills me all the time. 


I just grouped folks by the inquiry so I only had to send a couple messages out, but it would hit the full list of folks..we'll see if we can get more DPs

Message 531 of 635
credit8502020
Established Contributor

Re: The "Which Banks Pull Which Report For Apps" list


@credit_is_crack wrote:

Hi All, 

 

In an effort to beef up our grid here, @Aim_High found many posts where Elan was mentioned. We saw your posts but wanted to know if by chance you could share a few more tidbits. Can you help fill in the gaps?

 

Do you by chance know which version (Fico8 or Fico9) was pulled in your app? Can you also share what state you live in?

Can you share what state you live in?


@credit_is_crack I don't recall which version was pulled. I live in MD.

Message 532 of 635
1GaDawg85
Valued Contributor

Re: The "Which Banks Pull Which Report For Apps" list


@credit_is_crack wrote:

Hi All, 

 

In an effort to beef up our grid here, @Aim_High found many posts where Elan was mentioned. We saw your posts but wanted to know if by chance you could share a few more tidbits. Can you help fill in the gaps?

 

Do you by chance know which version (Fico8 or Fico9) was pulled in your app? 

Were you able to determine which CRA they pulled, the possible version and can you share your state?

Congrats to those who secured their approvals! 


I believe mine were FICO 8 scores


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 533 of 635
credit_is_crack
Valued Contributor

Re: The "Which Banks Pull Which Report For Apps" list

Thanks @credit8502020  and @1GaDawg85 

 

  • +MD for Elan, EQ HP
Message 534 of 635
credit8502020
Established Contributor

Re: The "Which Banks Pull Which Report For Apps" list


@credit_is_crack wrote:

Thanks @credit8502020  and @1GaDawg85 

 

  • +MD for Elan, EQ HP

@credit_is_crack You're welcome. Also it was definitely Equifax for me as well.

Message 535 of 635
CreditBloke
Valued Member

Re: The "Which Banks Pull Which Report For Apps" list


@credit_is_crack wrote:

Hi All, 

 

In an effort to beef up our grid here, @Aim_High found many posts where Elan was mentioned. We saw your posts but wanted to know if by chance you could share a few more tidbits. Can you help fill in the gaps?

 

Do you by chance know which version (Fico8 or Fico9) was pulled in your app? Can you also share what state you live in?

Can you share what state you live in?


I live in Pennsylvania. 

Scores as of 7/15/2024:




Inquiries as of 7/15/2024:





* Gardening since 07/15/24. Garden Goal Date is 07/15/26

Credit Cards





















On Chopping Block for 2024

Message 536 of 635
12njoy
Super Contributor

Re: The "Which Banks Pull Which Report For Apps" list


@credit_is_crack wrote:

Hi All, 

 

In an effort to beef up our grid here, @Aim_High found many posts where Elan was mentioned. We saw your posts but wanted to know if by chance you could share a few more tidbits. Can you help fill in the gaps?

 

Do you by chance know which version (Fico8 or Fico9) was pulled in your app? Can you also share what state you live in?


Hello,

 

I live in Ohio and it was Transunion and I want to say it was FICO 8 or FICO 9.  I'm leaning toward FICO 9.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 537 of 635
credit_is_crack
Valued Contributor

Re: The "Which Banks Pull Which Report For Apps" list


@12njoy wrote:

@credit_is_crack wrote:

Hi All, 

 

In an effort to beef up our grid here, @Aim_High found many posts where Elan was mentioned. We saw your posts but wanted to know if by chance you could share a few more tidbits. Can you help fill in the gaps?

 

Do you by chance know which version (Fico8 or Fico9) was pulled in your app? Can you also share what state you live in?


Hello,

 

I live in Ohio and it was Transunion and I want to say it was FICO 8 or FICO 9.  I'm leaning toward FICO 9.


Thanks @CreditBloke and @12njoy !

Message 538 of 635
credit_is_crack
Valued Contributor

Re: The "Which Banks Pull Which Report For Apps" list

Updated the grid

 

Message 539 of 635
_bobby_lee
New Contributor

Re: The "Which Banks Pull Which Report For Apps" list


@credit_is_crack wrote:

Hi All, 

 

In an effort to beef up our grid here, @Aim_High found many posts where Elan was mentioned. We saw your posts but wanted to know if by chance you could share a few more tidbits. Can you help fill in the gaps?

 

Do you by chance know which version (Fico8 or Fico9) was pulled in your app? 

Were you able to determine which CRA they pulled, the possible version and can you share your state?

Congrats to those who secured their approvals! 


I'm in North Carolina and they pulled Equifax.

Cards are shown in chronological order of opening, 2014 - 2022.
US Bank Cash + $8,700
Business Cards:
AMEX Blue Business Cash | $9,000 | July 2021
Wells Fargo Active Cash | $5,500 | Feb 2022
Chase Ink Business Unlimited | $11,000 | Feb 2022

Starting Score: 657
Current Score: 777 TU 780 EQ
Goal Score: 800+


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Message 540 of 635
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