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The "Which Banks Pull Which Report For Apps" list

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Anonymous
Not applicable

Re: The "Which Banks Pull Which Report For Apps" list

Another datapoint for Elan Max Cash Preferred Visa Signature

Applied in CT via CT based partner bank. Pulled from TU. Not sure which score model they used. 

Message 551 of 635
Anonymous
Not applicable

Re: The "Which Banks Pull Which Report For Apps" list

I live in West Virginia , and have 3 recent approval data points to share. 1st card was WesBanco visa signature max cash preferred  card. They pulled equifax for approval. Not sure what version was used , but my equifax 08 was right around 750. Was approved for $2,000. 2nd approval was for the Bank Of America cash rewards card.  They pulled Experian , and sent me a score of 749. However , I'm not sure which version was used. Was approved for $5,000. 3rd approval was for the Wells Fargo cash wise Visa card. They pulled Experian , but not sure what version was used. My Experian 08 score was 744 at time of application. I was approved for $2,000 on this card. I had 2 accounts open in the past 6 months prior to first application. Utilization is at 1% , and balances are paid in full every month.

Message 552 of 635
12njoy
Super Contributor

Re: The "Which Banks Pull Which Report For Apps" list

I didn't read through all the threads of this discussion so forgive me if I'm repeating this.  Elan is grouped under US Bank.  Every credit application I've submitted through US Bank has been TU in Ohio.  My Elan card is actually the Fidelity Visa.  Very conservative lender IMO.  I've got the following and they won't budge anymore:

Fidelity @21K

Cash+ 7.5K (initial limit 5k and 1 auto cli to 7.5k)

Flex perks+ @11k

Platinum @1.5k

Kroger @1.5K 

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 553 of 635
credit_is_crack
Valued Contributor

Re: The "Which Banks Pull Which Report For Apps" list

Thanks for the DPs folks! I've updated our grid and added the following:

 

  • +TU HP for Elan in OH, @lionup @12njoy 
  • +TU HP for Elan in CT, @Anonymous 
  • +EQ HP for Elan in WV, @Anonymous 
  • +EX HP for BofA in WV, @Anonymous 
  • +EX HP for Wells Fargo in WV, @Anonymous 
  • +TU HP for US Bank, @12njoy 
Message 554 of 635
csl1
Contributor

Re: The "Which Banks Pull Which Report For Apps" list

I was hoping a resource like this one would exist on these forums! Thanks for taking the time to create such a helpful compilation of DPs.

☞ Credit Cards: NFCU AmEx, NFCU Visa Signature, PenFed Pathfinder Visa, Truist Enjoy Cash, Discover It, Capital One SavorOne, Citi BB Visa, Paypal MC, PayPal Store Card, CareCredit, Cap1QS1
♛ Total Credit Lines: $52,750
⚖ Chapter 7 Discharge: October 2018
☼ Credit Scores: Mid to High 600s
☮ Gardening As of May 13, 2022

Message 555 of 635
Sax2610
Contributor

Re: The "Which Banks Pull Which Report For Apps" list

Congratulations 

Message 556 of 635
Sax2610
Contributor

Re: The "Which Banks Pull Which Report For Apps" list


@credit_is_crack wrote:

Thanks for the DPs folks! I've updated our grid and added the following:

 

  • +TU HP for Elan in OH, @lionup @12njoy 
  • +TU HP for Elan in CT, @Anonymous 
  • +EQ HP for Elan in WV, @Anonymous 
  • +EX HP for BofA in WV, @Anonymous 
  • +EX HP for Wells Fargo in WV, @Anonymous 
  • +TU HP for US Bank, @12njoy 

Thanks for the update 😀

Message 557 of 635
credit_is_crack
Valued Contributor

Re: The "Which Banks Pull Which Report For Apps" list


@csl1 wrote:

I was hoping a resource like this one would exist on these forums! Thanks for taking the time to create such a helpful compilation of DPs.


You're welcome and glad it helps @csl1!

Message 558 of 635
M_Smart007
Legendary Contributor

Re: The "Which Banks Pull Which Report For Apps" list

Pulled TU for US Bank Altitude Go Signature Visa

Pulled TU for NFCU MoreRewards

 

California

Message 559 of 635
credit_is_crack
Valued Contributor

Re: The "Which Banks Pull Which Report For Apps" list


@M_Smart007 wrote:

Pulled TU for US Bank Altitude Go Signature Visa

Pulled TU for NFCU MoreRewards

 

California


Thanks for the DP's -- I've updated the grid! 

 

 

 

Message 560 of 635
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