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The "Which Banks Pull Which Report For Apps" list

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IntegerIntrovert
Frequent Contributor

Re: The "Which Banks Pull Which Report For Apps" list

3/2021

 

US Bank AUTO Loan

 

Equifax 

 

Washington State



EQ - 841 / TU - 813/ EX - 823


Message 561 of 635
Anonymous
Not applicable

Re: The "Which Banks Pull Which Report For Apps" list

Best Buy VS (Citibank) - Eq HP for a 3x CLI, Georgia

Message 562 of 635
JNA1
Valued Contributor

Re: The "Which Banks Pull Which Report For Apps" list

I was just approved for the Elan Max Cash Preferred card in AL and they pulled TU. I'm not sure which version (maybe they'll send me a letter and I'll update). 

Our credit card journey started 3/2018


Hover over cards to see limits and usage. Total CL - $608,600. Cash Back and SUBs earned as of 5/31/24- $21,590.43
CU Memberships

Goal Cards:

Message 563 of 635
credit_is_crack
Valued Contributor

Re: The "Which Banks Pull Which Report For Apps" list

Thanks for DPs @IntegerIntrovert and @Anonymous!

 

  • +TU HP for Elan in AL, @JNA1 
Message 564 of 635
credit_is_crack
Valued Contributor

Re: The "Which Banks Pull Which Report For Apps" list

Grid updated.

 

  • +TU HP in CA for Sychrony, @Dave4fun 
  • +EX HP in NY for US Bank, @Anonymous 
  • +First Tech Credit Union, EX HP for NY, @Anonymous 
  • +MidFlorida CU, EX HP for FL, @Flfico 
Message 565 of 635
CreditAggie
Community Leader
Super Contributor

Re: The "Which Banks Pull Which Report For Apps" list

09/2019

GS Apple Card

TU & EQ

 

10/2019

Discover

EQ only

 

11/2019

BofA Cash Rewards

EX only

 

03/2021

Citi Costco

EX only

 

Chase Freedom Flex

EX only

 

I am in NM. 

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 566 of 635
credit_is_crack
Valued Contributor

Re: The "Which Banks Pull Which Report For Apps" list


@CreditAggie wrote:

09/2019

GS Apple Card

TU & EQ

 

10/2019

Discover

EQ only

 

11/2019

BofA Cash Rewards

EX only

 

03/2021

Citi Costco

EX only

 

Chase Freedom Flex

EX only

 

I am in NM. 


Thanks for the DP's @CreditAggie 

 

Goldman double-pulled you for the Apple Card? Usually they are a one-hit wonder with TU. Was it an issue of the report not coming thru and they leaned on EQ, or did they hit both right from the beginning?

Message 567 of 635
credit_is_crack
Valued Contributor

Re: The "Which Banks Pull Which Report For Apps" list

I've updated our grid

 

Message 568 of 635
CreditAggie
Community Leader
Super Contributor

Re: The "Which Banks Pull Which Report For Apps" list


@credit_is_crack wrote:

@CreditAggie wrote:

09/2019

GS Apple Card

TU & EQ

 

10/2019

Discover

EQ only

 

11/2019

BofA Cash Rewards

EX only

 

03/2021

Citi Costco

EX only

 

Chase Freedom Flex

EX only

 

I am in NM. 


Thanks for the DP's @CreditAggie 

 

Goldman double-pulled you for the Apple Card? Usually they are a one-hit wonder with TU. Was it an issue of the report not coming thru and they leaned on EQ, or did they hit both right from the beginning?


They hit me with both after accepting the card! I've heard other people also were double pulled TU & EQ for the Apple Card. It usually is a single TU pull. 

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 569 of 635
credit_is_crack
Valued Contributor

Re: The "Which Banks Pull Which Report For Apps" list


@CreditAggie wrote:

@credit_is_crack wrote:

@CreditAggie wrote:

09/2019

GS Apple Card

TU & EQ

 

10/2019

Discover

EQ only

 

11/2019

BofA Cash Rewards

EX only

 

03/2021

Citi Costco

EX only

 

Chase Freedom Flex

EX only

 

I am in NM. 


Thanks for the DP's @CreditAggie 

 

Goldman double-pulled you for the Apple Card? Usually they are a one-hit wonder with TU. Was it an issue of the report not coming thru and they leaned on EQ, or did they hit both right from the beginning?


They hit me with both after accepting the card! I've heard other people also were double pulled TU & EQ for the Apple Card. It usually is a single TU pull. 


Thanks for confirming! 

Message 570 of 635
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