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The "Which Banks Pull Which Report For Apps" list

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M_Smart007
Legendary Contributor

Re: The "Which Banks Pull Which Report For Apps" list

@credit_is_crack 

 

Yes excite SP additional card.

Member.

Message 601 of 635
Anonymous
Not applicable

Credit Card Issuers that use TU as a primary

I am pretty new at this and like all people I have had my ups and downs, however things have changed and I have to be a bit more credit conscious. Anyways, I have been working hard at fixing my three scores and I have applied to certain cards but with no luck. Out of the three scores TU seems to be the most correct followed by Experian and like always EQ. The best two scores are TU and EX I wonder what issuers use these two.

Message 602 of 635
Harvey26
Valued Contributor

Re: Credit Card Issuers that use TU as a primary

@Anonymous  TU: Barclays, Navy Federal EX: Amex , BOA, Citibank, PNC. Have you tried discover or capital one prequal or amex they are usually very solid

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 603 of 635
Anonymous
Not applicable

Re: Credit Card Issuers that use TU as a primary

Thanks you are a life saver. I have tried to do the prequal with Capital One but unfortunately living in PR disqualifies me from using the prequal page. This situation has me very depressed since I am ultra diligent on my payments and responsibilities even during this pandemic

Message 604 of 635
2ski
Contributor

Re: Credit Card Issuers that use TU as a primary

Can you use a VPN?



Current FICO 8:
Current FICO 9:

Inquires :              

Message 605 of 635
Anonymous
Not applicable

Re: List of FICO Scores Banks Are Using For Apps/CLIs?

GA-Bank of America-Experian 

Message 606 of 635
Anonymous
Not applicable

Re: List of FICO Scores Banks Are Using For Apps/CLIs?

Ohio- chase TU/ EX double pull for freedom flex

Message 607 of 635
credit_is_crack
Valued Contributor

Re: List of FICO Scores Banks Are Using For Apps/CLIs?

Hi All - sorry was a bit delayed with the last updates (been busy getting the move finalized from SC to CT) -- almost there! 

 

  • +EX HP in GA for Bank of America, @Anonymous 
  • +EX/TU HP in OH for Chase, @Anonymous 

Double pulls aren't uncommon for Chase, but it's certainly not common for them to pull TU. Good note to have. 

Message 608 of 635
Anonymous
Not applicable

Re: List of FICO Scores Banks Are Using For Apps/CLIs?

Thanks all

since my last post I have been depressed and just trying to get everything in order unfortunately everything here in PR is via TU or EQ

Message 609 of 635
Anonymous
Not applicable

Re: List of FICO Scores Banks Are Using For Apps/CLIs?

Affinity FCU pulled EX for a card in CO. As far as I'm aware they always pull EX. 

Message 610 of 635
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