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The "Which Banks Pull Which Report For Apps" list

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credit_is_crack
Valued Contributor

Re: The "Which Banks Pull Which Report For Apps" list


@babygirl1256 wrote:

@credit_is_crack Wow . . . this is awesome information . . . thanks for posting!!!


You're welcome @babygirl1256 glad it helps. All the info on this post is from members sharing their DP's, I just excel-nerded it and put it on a spreadsheet Smiley LOL

Message 621 of 635
babbles
Established Contributor

EX Approvals

which good credit cards use  equifax for pulls?   I am still in that 14 day window of pulls and trying to get one more approval, thanks!

Message 622 of 635
Remedios
Credit Mentor

Re: The "Which Banks Pull Which Report For Apps" list

@babbles  credit card inquiries don't work like that, but I've merged your question with a thread where you might get some info. 

Message 623 of 635
Thefallgirl
Valued Member

Re: The "Which Banks Pull Which Report For Apps" list

@credit_is_crack 

New approvals for me in MA: 

-Apple approved for $3,000 pulled TU9/708

-BofA travel rewards approval $3,000 EX9/684

Message 624 of 635
credit_is_crack
Valued Contributor

Re: The "Which Banks Pull Which Report For Apps" list


@Thefallgirl wrote:

@credit_is_crack 

New approvals for me in MA: 

-Apple approved for $3,000 pulled TU9/708

-BofA travel rewards approval $3,000 EX9/684


Congrats on the approvals @Thefallgirl 

 

I've updated the grid and added the note about BofA pulling EX9 vs the regular F8 versions. Thanks! 

Message 625 of 635
coldfusion
Community Leader
Mega Contributor

Re: The "Which Banks Pull Which Report For Apps" list


@Thefallgirl wrote:

@credit_is_crack 

New approvals for me in MA: 

-Apple approved for $3,000 pulled TU9/708

-BofA travel rewards approval $3,000 EX9/684


Interesting, I wasn't aware that BoA had converted to using FICO 9. Thanks for the DP.  

(2/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 626 of 635
credit8502020
Established Contributor

Credit Cards that Pull Experian

Hi All, 

 

I'm looking for the most updated list for credit cards and the credit bureaus they pull. I'm looking to apply for a credit card that pulls Experian and CUs that pull Experian as well. 

 

Right now, I have First Tech CU, Service CU and United Nations CU. I already have Service CU. 

 

Thanks! 

Message 627 of 635
Rudy1
Established Contributor

Re: Credit Cards that Pull Experian

I can tell you American Express and Bank Of America both pull Experian for me. I know once you get your first Amex card every application and cli from then is a SP. Bofa all apps regardless if you have a card are a HP and cli's are a sp. 

>
Goal Cards:
Message 628 of 635
credit8502020
Established Contributor

Re: Credit Cards that Pull Experian


@Rudy1 wrote:

I can tell you American Express and Bank Of America both pull Experian for me. I know once you get your first Amex card every application and cli from then is a SP. Bofa all apps regardless if you have a card are a HP and cli's are a sp. 


@Rudy1 Thank you! 

Message 629 of 635
Rudy1
Established Contributor

Re: Credit Cards that Pull Experian

No problem. I'll look around for a list.

>
Goal Cards:
Message 630 of 635
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