I've been helping my friend with her credit - telling her about all the good things i've found here on these forums.
She has a collection account for an overdrafted account with Suntrust that is now being pursued by OSI Collection Services and is reported on all 3 bureaus.
What should she do first...a DV or PFD?
It is a valid account, although the balance has been increased by about $500 from what she originally thought she owed.
Thanks!
