I opened my e-mail today and it said "Dispute Complete"!
I had some student loans I charged off and so i did the rehabilitation program. I stuck with it for 9 months and have been waiting the last two months for US Dept ED to clear them up on their own. They didn't so i disputed them a couple days ago and TransUnion already came through. My score went up from 616 to 650.
Strange thing is it used to say Amount of Debt Good with my lower score but now it says Amount of Debt Not Good. It says that people with high FICOs have an average of 35% of their installment loans paid down. I never saw this advice before. So today I've been thinking about upping my payments $100 and seeing if I can bring them down below 35% over the next year.
I'm still waiting on an update from Experian and Equifax which will probably take longer because I manually entered it all online.
