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Transunion Pullers

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increasingmyfico
Regular Contributor

Transunion Pullers

Seems to me most cards pull Exp primarily with some also pulling Eqx. Are there any good cards that solely look at TU? Mainly looking for either good cash back cards or low rate cards. Open to credit unions. 


Message 1 of 7
6 REPLIES 6
1GaDawg85
Valued Contributor

Re: Transunion Pullers

Wells Fargo is a TU puller along with Navy Fed. 

 

There is a thread on here that shares DP's from across the community on what banks/credit unions pull which report. 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 2 of 7
CreditCuriosity
Moderator Emeritus

Re: Transunion Pullers

Really depends on geo location/state mainly other than certain lender such as Sync known as mainly tu puller, but can pull multiple.  With that said move to FL seems like most lenders pull TU here where when I lived in Tenn most pulled EQ.  Such is life.

08 Scores - TU: 839 - EXP:839 - EQ:838
Message 3 of 7
TRC_WA
Senior Contributor

Re: Transunion Pullers


@CreditCuriosity wrote:

Really depends on geo location/state mainly other than certain lender such as Sync known as mainly tu puller, but can pull multiple.  With that said move to FL seems like most lenders pull TU here where when I lived in Tenn most pulled EQ.  Such is life.


Yep... when I lived in GA and FL pretty much every app I ever filled out was an EQ pull.

 

Since I moved to the left coast all I've gotten is TU pulls... and it's like EQ doesn't exist.

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
Message 4 of 7
coldfusion
Community Leader
Mega Contributor

Re: Transunion Pullers


@1GaDawg85 wrote:

Wells Fargo is a TU puller along with Navy Fed. 

 

There is a thread on here that shares DP's from across the community on what banks/credit unions pull which report. 


This is the thread you're probably referring to, based on crowdsourced data provided by members.

 

https://ficoforums.myfico.com/t5/General-Credit-Topics/Which-Report-Will-They-Pull-Part-2/td-p/63797...

(11/2024)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 5 of 7
1GaDawg85
Valued Contributor

Re: Transunion Pullers


@coldfusion wrote:

@1GaDawg85 wrote:

Wells Fargo is a TU puller along with Navy Fed. 

 

There is a thread on here that shares DP's from across the community on what banks/credit unions pull which report. 


This is the thread you're probably referring to, based on crowdsourced data provided by members.

 

https://ficoforums.myfico.com/t5/General-Credit-Topics/Which-Report-Will-They-Pull-Part-2/td-p/63797...


That's exactly the one I was mentioning 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 6 of 7
GTS
Contributor

Re: Transunion Pullers

Barclays does a HP from TU and I believe a SP from EX. If TU is Locked then they HP from EX.

FICO 8/9:



Amex Gold-$no preset SL
Chase FF WEMC-$25,200 CL
Chase IHG Premier WEMC-$16,700 CL
Amex BCP-$10,000 CL
PayPal cashback WMC-$8,000 Cl
RCU Platnum Visa-$5,000 CL
Cap1 Savor One WEMC-$5,000 CL
Disco It-$8,000 CL
Disco It-$5,200 CL
Cap1 Venture One WEMC-$3,400 CL

Amex Blue Business Plus-$2000 CL
Citi Corporate MC-$5,000 CL
AU Citi AA Advantage-$30,000 CL
Message 7 of 7
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