Transunion b*

[Anonymous]

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@Anonymous wrote:
is it possible that it was the CCT daily pulls that did it and the CreditKarma daily pulls were not necessary?

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Yes, that is a possibility, but impossible to test or verify.

[Junejer]

It was downright taboo a couple of months ago, before the change in TOS, not just controversial.

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Mike14 wrote:
Wow, I didn't realize I nearly treaded into controversial waters with this thread!  CreditKarma doesn't give you a report, and while the FAKO score itself may be significantly different than your FICO, I believe the TREND should be similar; i.e., if your CK score has been rising for the three months since you last checked your FICO, you FICO should be higher as well.

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[Anonymous]

'No, you didn't do anything wrong. It's cool. You can talk about bumping, you just can't advocate it.'

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You can talk about bumping-but you can't advocate it? So not saying or giving someone advice to do it. How do you do it? I didn't know you could do it with TU or Ex. I knew back a year a so ago that it could be done whit EQ. Don't know if it can still be done with EQ or not. I may be mistaken, but the best I can remember bumping was bumping an inquiry off by disputing it as not being yours. I think that this is save to say on here. If it's not yours, then it's not yours or wrong information on your CR

[Junejer]

Again, as long as you are not advocating (or even toeing the line, IMO) disputing accurate information or advocating bumpage, we have no beef.

[Anonymous]

cbjn1103  says:  the best I can remember bumping was bumping an inquiry off by disputing it as not being yours. I think that this is save to say on here. If it's not yours, then it's not yours or wrong information on your CR

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errrr....I thought b* was pulling your credit report frequently (soft pulls) so that some hard pulls got bumped off.

Thereby reducing your number of INQs....

Has nothing to do with disputes.  Have I misunderstood the concept?

[Anonymous]

I don't really remember. As of yesterday or the day before, I hadn't been on here in about a year, give or take a month or two. I do remember some posts about pulling your credit several times with TrueCredit sometimes removed so hard inquiries-some type of malfunction with maybe true credits software/or site. But it took many-many pulls to do it. You could only pull your reports once evrey 24 hours so it took a long time for it to happen. Best I can remember it didn't happen to everyone, just some. So yes that would considered a b*.

However I know someone had posted something on here a couple of years ago about how they had disputed some hard inquiries that really were theirs and they got them pulled which was called b*ing too. I'm not going to go into any detail on how she said she done it because it wasn't right, or legal I should say-although I don't think the the CR agency would have spent the money to prosecute, CR would have just put the inquiries back on her file. I know for a fact that what she done worked....

I'm sure some of the older members like Tuscani and Noah Bodie that have been members a long time or from the very begining probably remember the post I'm speaking of.

It's was neat that she figured it out, but it was wrong and I am sure that many people probably tried it. She probably should not have posted it, but she posted it from start to finish step by step.

[fused]

I remember lots of posts discussing bumpage two years ago.

[fishbjc]

YMMV.  I have zero on TU, tons on EQ, who cares about EX.

HTSU:  watcha got goin' on with that scratchin'???

[haulingthescoreup]

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fishbjc wrote:

HTSU:  watcha got goin' on with that scratchin'???

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Head lice?

[Anonymous]

Yea Fuse-I forgot about you. I remember you being here back then. I just lost touch with a lot of names. I remember them when I see them.  Do you remember which post I'm talking about?

As for fishtbg-it didn't work on tu or ex. It only worked on EQ. EQ is the one you said you had lots of hard inquires on, it would have helped you.